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Your Business Opportunity

If you have recently lost your job then you aren't the only one. The current unemployment figure is around 1.6 million people in the UK! We believe there simply shouldn't be that many people unemployed in the UK. That's a lot of people sitting around doing nothing!

On the flip side of that coin there are currently around 31 million employed in the UK.

So many times on the television we hear the same old thing - "I've lost my job and I have no hope of getting a job, nobody will employ me". Well you might be right in one aspect - that due to the current economic climate you may well be virtually unemployable.

But the case is simple you have missed the one person who will employ you!

That's right there is one person in the world who will employ you - YOU!

Rather than working for someone else who may lose you your job through no fault of your own - isn't it time you took the responsibility yourself? Take control of your own destiny - start your own business. Once you've taken on the responsibility of starting your own business you will likely never look back.

So you are taking the plunge and starting your own business! Congratulations! It could be the best financial move you’ve ever made . . . or the worst! It’s very true that you will never make a fortune working for someone else. You might be comfortable, you might have a great retirement, and some people will get rich if they rise to the executive levels, but most of us will never earn as much working for someone else as we will with our own business. But if we go into our new business unprepared, we could lose everything we have and possibly even ruin our ability to re-enter the job force on the same terms we were on before. It can be more difficult to land a good job after being self-employed for an extended period of time. Of course, there are ways to deal with this issue, but that is beyond the scope of this article.

Our goal here is to get you prepared to succeed.

The phenomenon of a worker who may have been in the work force for 40 years suddenly starting a new career at 50 or over is a trend that is exploding as baby boomers hit that age bracket. There has always been a phenomenon of older workers trying something new but the trend has hit such a new high in the baby boomer retirement picture. So you have to wonder what about baby boomers makes them want to start new careers late in life. Part of it has to do with the way business has functioned in the last few decades. In our parents working years, the norm was to work for the same company and be a “company man” for 40-50 years, get that old watch and retire with a handsome retirement package. That formula just doesn’t work any more.

For one thing, retirement plans supported by employers have become a thing of the past. Savings for retirement have plummeted as the financial demands of life are all most people can keep up with. So the concept of working on into what used to be called retirement years is now a given if for no other reason than financial necessity.

The model we just laid out of employees staying with the same company for their entire adult lives is simply no longer a reality for all but a few in the modern work force. Most baby boomers have worked for dozens of companies in their adult lives so their retirement packages, if they exist at all, are small. Part of this can be attributed to the entrepreneurial spirit of baby boomers. But there has been a discernable shift in the way business works as well. Companies don’t like the idea of keeping employees that long. Add to that the fact that so many companies have gone out of business, been absorbed in huge corporate buy outs, or undergone drastic downsizing that by the time most boomers hit their 50s and 60s, the idea of keeping one single career moving forward is pretty hard to sustain.

But these negative explanations are not all there is to why baby boomers are starting over late in life. Boomers never did accept that the rules of life or aging applied to them. They are ambitious, adventurous and willing to strike on new paths with much less fear than previous generations. As boomers have faced some of the challenges of the economy and the modern business world, they have responded aggressively by starting businesses or changing their careers entirely late in life. And they are just as willing to pay their dues and stick with that new career until they are successful as they were when they were 30.

Many workers find a line of work and learn they can pay the bills and raise the kids early in life but they do not follow their dream career at that time. So when the time in life comes that the kids are out of the nest, the house paid off and the adventure of living has settled down somewhat, many baby boomers see that as the chance to finally throw off that boring old career and go after their dream career once and for all.

It’s inspirational to see someone in that stage of life setting the standard for not settling for anything less than realizing their dream by launching a new career doing what they always wanted to do all along. Who can fault boomers from wanting that kind of gratification of finding success in a career that fulfills their passions? So God bless the late in life boomers who go for the brass ring in their golden years. They will be an inspiration for many coming behind them to be as bold about their lives as well.




We have advice in 46,719 different U.K. Business Sectors

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A Batteries

AA Batteries

AAA Batteries

AAAA Batteries

Aaron Rodgers Fansite

Aba Blog

Abalone

Abalone Jewellery

Abalone Jewellery

Abattoir

Abbotsford Blog

Abdominal Gas Relief

Abeokuta Blog

Aberdeen Blog

Aberdeen Fansite

Abidjan Blog

Abilene Blog

Abiyuch Fruit

Abomey Blog

Above Ground Pool Builder

Above Ground Pool Supplies

Above Ground Pools

Above Ground Swimming Pools

Abrasive Accessories

Abrasive and Finishing Products

Abrasive Bands

Abrasive Brushes

Abrasive Cartridge Rolls

Abrasive Cup Power Brushes

Abrasive Cut-Off Wheels

Abrasive Dressing Tools

Abrasive Finishing Compounds

Abrasive Finishing Products

Abrasive Flap Wheels

Abrasive Flat End Power Brushes

Abrasive Grinding Cones and Plugs

Abrasive Grinding Discs

Abrasive Grinding Mounted Points

Abrasive Mandrels

Abrasive Mounted Points

Abrasive OD Grinding Wheels

Abrasive Power Brushes

Abrasive Sanding Disc Backing Pads

Abrasive Snagging Wheels

Abrasive Spiral Power Brushes

Abrasive Tool Post Grinding Wheels

Abrasive Tool Room Grinding Wheels

Abrasive Wheel Adapters and Flanges

Abrasive Wheel Power Brushes

Abrasive Wheels and Discs

Abrasives

Abrasives Supply

ABS Brake Parts

ABS Plastics

Abseiling

Absorption Refrigerators

Abuja Blog

AC Accumulators and Parts

AC Adapters

AC Block Valve Seal Kits

AC Blower Motor Switches

AC Clutch Cycle Switches

AC Compressor Bearings

AC Compressor Clutches

AC Compressors

AC Condenser Fan Motors

AC Contractor

AC Dash Blower Switches

AC Dealer

AC Diagnostic Equipment

AC Electric Motors

AC Evaporators and Parts

AC Heater Core Fittings

AC Leak Detection Tools

AC Liquid Line Repair Kits

AC Master Clutch Switches

AC MCU Control Switches

AC Milan Fansite

AC O-Rings and O-Ring Kits

AC Repairs

AC Repairs and Service

AC Spark Advance Switches

AC Sparta Praha Fansite

AC Super Heat Switches

AC Thermal Disk Switches

AC Thermostatic Switches

AC To DC Converters

AC Tools and Equipment

Acacia Hardwood Flooring

Academic Advisor

Academic Drama School

Academic Music School

Academic Performing Arts School

Academic Programmes

Academic Programmes

Academic Software

Academic Summer Camp

Academic Tutoring

Academy

Academy School

Acai Berries

Acai Berries Juice

Acceleration Sensors

Accelerator Cables

Accelerator Pedal Switches

Accelerator Relays

Accent and Off Road Lighting

Accent Tableware Plates

Access Control

Access Control Systems

Access Internet Provider

Accessibility Consultant

Accessories

Accessories and Compressors

Accessories Store

Accessory and Keychain Carabiners

Accessory Power Relays

Accessory Wholesaler

Accident Lawyer

Accident Repairs

Accommodation Agency

Accommodation Bookings

Accordion Accessories

Accordions

Account Books

Account Books and Journals

Account Collection Service

Accountant

Accountant Website Design

Accounting

Accounting and Bookkeeping

Accounting and Finance Software

Accounting and Tax Consultant

Accounting and Tax Services

Accounting Courses

Accounting Forms

Accounting School

Accounting Service

Accounting Software

Accounting Staffing

Accounts Collection Agency

Accounts Receivable Loans

Accounts Receivable Management

Accra Blog

Acerola Juice

Acetaminophen

Acetates

Acetic Acid

Acetyl Plastics

Acetylene

Acetyl-L-Carnitine

ACF Fiorentina Fansite

Acid Floor Cleaners

Acid Jazz Music Blog

Acid Reflux Treatment

Acid Rock Music Blog

Acidity Remedies

Acidophilus

Acids

Acne Cream

Acne Treatment

Acorn Nuts

Acorn Squash Farm

Acorn Squashes

Acoustic and Electric Basses

Acoustic Blues Music Blog

Acoustic Guitar Bags and Cases

Acoustic Guitar Beginner Kits

Acoustic Guitar Frets

Acoustic Guitar Necks

Acoustic Guitar Nuts

Acoustic Guitar Parts

Acoustic Guitar Pick Guards

Acoustic Guitar Saddles

Acoustic Guitar Stands

Acoustic Guitar Strings

Acoustic Guitar Tailpieces

Acoustic Guitar Tuning Keys

Acoustic Guitars

Acoustic Resonator Guitars

Acoustic Violins

Acoustic-Electric Guitars

Acoustics Testing

Acrylic Adhesives

Acrylic Display Frames

Acrylic Nail Supplies

Acrylic Nails

Acrylic Paint

Acrylic Paintings

Acrylic Plastic Raw Materials

Acting

Acting Blog

Acting Classes

Acting School

Action and Adventure Blu-ray Discs

Action and Adventure DVDs

Action Figure Blog

Action Figure Statues

Action Figure Vehicles

Action Figure Vehicles and Play Sets

Action Figures

Action Figures Blog

Action Toy Figure Accessories

Action Toy Figure Play Sets

Action Toy Figures

Activated Charcoal

Active Dry Yeasts

Active Wear

Activity Tables

Actor

Actress

Actuarial Analyst

Actuary Jobs

Actuators

Acupressure

Acupuncture

Acupuncture Needles

Acupuncture School

Acupuncture Services

Ad Agency

Ad Blocker Software

AD To DA Converters

Adam Sandler Fansite

Adam Wainwright Fansite

Adapters

Adaptive Beds

Addia Ababa Blog

Addiction Recovery Centre

Addiction Recovery Centre

Addiction Treatment Centre

Addiction Treatment Centre

Addiction Treatments

Addition Funnels

Additives

Address Books

Address Labels

Adelaide Blog

Adele Fansite

Adhesive Bandages

Adhesive Bras

Adhesive Primers

Adhesive Putty

Adhesive Sheets

Adhesive Sprays

Adhesive Tape

Adhesives

Adipex

Adirondack Chairs

Adjustable Beds

Adjustable Chairs

Adjustable Handles

Adjustable Shock Relays

Adjustable Wrenches

Administrative Assistance

Administrative Services

Administrative Staffing Agency

Administrative Support

Admissions Tests

Adobe Photoshop Classes

Adobe Photoshop Tutorials

Adobo

Adobo Sauce

Adopt A Dog

Adopt A Pet

Adoption Agency

Adrenal Extracts

Adrian Gonzalez Fansite

Adult Activity Centre

Adult Activity Centre

Adult Alternative Music Blog

Adult Bike Helmets

Adult Care

Adult Care Facility

Adult Colouring Books

Adult Community Centre

Adult Community Centre

Adult Contemporary Music Blog

Adult Costumes

Adult Dance Class

Adult Day Care

Adult Day Care Centre

Adult Day Care Centre

Adult Day Health Care

Adult Diapers

Adult Education

Adult Education Centre

Adult Education Centre

Adult Education Training

Adult Electric Bicycles

Adult Electric Bikes

Adult Folding Bikes

Adult Halloween Costumes

Adult Health Care

Adult Recumbent Bikes

Adult Toy Store

Adult Video Store

Adult-Oriented Rock Music Blog

Adults Paint-By-Number Kits

Advance Wars Fansite

Advent Calendar Coupon Website

Advent Calendars

Adventure Holidays

Adventure Park

Adventure Summer Camp

Adventure Travel

Adventure Travel Blog

Advertising

Advertising Agency

Advertising and Graphic Designer

Advertising Campaigns

Advertising Collectibles

Advertising Consultant

Advertising Content Software

Advertising Copywriter

Advertising Coupons

Advertising Representative

Advertising Service

Advertising Signs

Adviser

Advisor

Adware and Spyware Removal

Adware Cleaning Service

Adware Removal

Adware Removal Software

Adware Remover

Adwords Advertising

Adzuki Beans

Aerial Dusting

Aerial Maps

Aerial Spraying

Aerial Surveyor

Aerobic Dance Centre

Aerobic Dance Centre

Aerobic Dance Class

Aerobic Instructor

Aerobics

Aeronautical Engineer

Aeroplane Model Kits

Aeroplane Model Kits

Aeroplane Rental

Aeroplane Rental

Aeroponics Farm

Aerosol Adhesives

Aesthetic Plastic Surgery

AFC Ajax Fansite

Affiliate Internet Marketing

Affiliate Marketing

Affiliate Programmes

Affiliate Programmes

Affordable Web Design

Aflas Rubber

Africa Blog

Africa Music Blog

African Coins Blog

African Foods Store

African Furniture

African Hair Braiding

African Hairdresser

African Medals Blog

African Music Fansite

African Restaurant

African Stamps Blog

African Travel Blog

Afro-Beat Music Blog

Afro-Pop Music Blog

Afro-Punk Music Blog

After School Activities

After School Child Care

After School Club

After School Programmes

After School Programmes

After Shave

After Shave Astringents

After Shave Balms

After Shave Gels

After Shave Lotions

After Sun Skin Care

Agadir Blog

Agar Media

Agario Fansite

Agatha Lee Monn Fansite

Agave

Agave Farm

Agave Nectar

Agaves

Agility Training Equipment

Agogo Bells

Agricultural

Agricultural Chemicals

Agricultural Consultant

Agricultural Equipment

Agricultural Equipment Rental

Agricultural Equipment Repairs

Agricultural Hand Tools

Agricultural Limestone

Agricultural Machinery

Agriculture

Agriculture and Forestry Blog

Agriculture Farm

Agriculture Fruit Farm

Agriculture Insecticide

Agrology

Agutuk

Ahmedabad Blog

Aikido School

Air Acetylene Welding

Air and Flying Service

Air Bag Modules

Air Bag Scan Tools

Air Bag Sensors

Air Bags

Air Balloon

Air Bearings

Air Beds

Air Brake System

Air Cargo Carrier

Air Cargo Services

Air Charter

Air Cleaner Intake Hoses

Air Cleaner Mounting Gaskets

Air Compressor Accessories

Air Compressors

Air Compressors and Inflators

Air Conditioned Storage Units

Air Conditioner Accessories

Air Conditioner Cords

Air Conditioner Fans

Air Conditioner Filters

Air Conditioner Knobs

Air Conditioner Motors

Air Conditioner Parts

Air Conditioner Rental

Air Conditioner Repairs

Air Conditioner Units

Air Conditioners

Air Conditioning

Air Conditioning Adapters

Air Conditioning and Heating

Air Conditioning and Heating Repairs

Air Conditioning and Heating Service

Air Conditioning Assemblies

Air Conditioning Bearings

Air Conditioning Block Fittings

Air Conditioning Brushes

Air Conditioning Charge Equipment

Air Conditioning Clutch Relays

Air Conditioning Clutches

Air Conditioning Clutches and Parts

Air Conditioning Coils

Air Conditioning Compressor Relays

Air Conditioning Compressor Seals

Air Conditioning Condensers

Air Conditioning Consultant

Air Conditioning Contractor

Air Conditioning Control Valves

Air Conditioning Core Assemblies

Air Conditioning Core Cases

Air Conditioning Core Repair Kits

Air Conditioning Core Tube Kits

Air Conditioning Discharge Fittings

Air Conditioning Discharge Hoses

Air Conditioning Drives

Air Conditioning Duct Cleaning

Air Conditioning Equipment

Air Conditioning Expansion Valves

Air Conditioning Fan Relays

Air Conditioning Filters

Air Conditioning Fittings

Air Conditioning Gaskets

Air Conditioning Gauges

Air Conditioning Hose Assemblies

Air Conditioning Hoses

Air Conditioning Hub Snap Rings

Air Conditioning Hub Spacers

Air Conditioning Hubs

Air Conditioning Humidity Controls

Air Conditioning Installation Kits

Air Conditioning Line Repair Tools

Air Conditioning Manifolds

Air Conditioning Oils

Air Conditioning Orifice Tubes

Air Conditioning Parts and Supply

Air Conditioning Power Modules

Air Conditioning Pulleys

Air Conditioning Relays

Air Conditioning Repair and Service

Air Conditioning Rim Bolts

Air Conditioning Rotors

Air Conditioning Safety Switches

Air Conditioning Screens

Air Conditioning Shaft Keys

Air Conditioning Shaft Nuts

Air Conditioning Suction Fittings

Air Conditioning Suction Hoses

Air Conditioning Switches

Air Conditioning Systems

Air Conditioning Tanks

Air Conditioning Trinary Switches

Air Conditioning Tubes

Air Conditioning Units

Air Conditioning Vacuum Pumps

Air Conditioning Valves

AIR Control Relays

Air Courier

Air Cowls

Air Curtains

Air Dams

Air Diffusers

Air Dryer Parts

Air Dryers

Air Ducts Cleaning

Air Filter Cleaning Products

Air Filters

Air Filters and Accessories

Air Flight Tickets

Air Force Falcons Fansite

Air Freight

Air Fresheners

Air Fuel Ratio Gauges

Air Gun Accessories

Air Gun Mounts

Air Gun Pellets

Air Gun Rails

Air Gun Sights and Optics

Air Gun Tools

Air Guns

Air Heating Units

Air Hockey Equipment

Air Hockey Tables

Air Hoists

Air Horns

Air Humidifiers

Air Intake Filters

Air Mass Sensors

Air Mattresses

Air Mattresses and Accessories

Air Nail Guns

Air Package Service

Air Passenger Charter Service

Air Pistols

Air Powered Blow Guns

Air Powered Caulking Guns

Air Powered Chisels

Air Powered Grinders

Air Powered Ratchet Wrenches

Air Powered Sanders

Air Powered Saws

Air Powered Screwdrivers

Air Powered Sprayers

Air Powered Texture Guns

Air Powered Tools

Air Pressure Gauges

Air Pressure Switches

Air Pumps

Air Purifiers

Air Purifying Equipment

Air Rifles

Air Sampling Filters

Air Sanders and Grinders

Air Show

Air Sports Blog

Air Suspension Kits

Air Taxi Service

Air Temperature Control Valves

Air Temperature Overrides

Air Temperature Sensors

Air Temperature Switches

Air Tool Fittings

Air Tool Hose Reels

Air Tool Hoses

Air Tool Maintenance Kits

Air Tool Parts

Air Tools

Air Transportation

Air Vents

Airbags

Airbrush Painting Supplies

Airbrush Sets

Airbrush Spray Booths

Airbrush Tattoos

Aircraft Charter

Aircraft Engine Parts

Aircraft Inspection Service

Aircraft Lighting

Aircraft Parts

Aircraft Rental

Aircraft Spotting Blog

Aircraft Tyres

Aircraft Tyres

Airflow and Air Quality

Airframe Equipment

Airline

Airline Flight Deals

Airline Flight Tracking

Airline Food Service

Airline Reservation Service

Airline Service

Airline Ticket Agency

Airline Tickets

Airport Car Rental

Airport Lighting

Airport Limousine Service

Airport Parking Service

Airport Shuttle Service

Airport Taxi

Airsoft Accessories

Airsoft Air Guns and Slingshots

Airsoft Batteries

Airsoft Batteries and Chargers

Airsoft BBs

Airsoft Chest Protectors

Airsoft Equipment

Airsoft Gloves

Airsoft Goggles

Airsoft Grenades

Airsoft Gun Cases

Airsoft Gun Lasers

Airsoft Gun Loaders

Airsoft Gun Rails

Airsoft Gun Scope Mounts

Airsoft Gun Scopes

Airsoft Guns

Airsoft Helmets

Airsoft Holsters

Airsoft Magazines

Airsoft Masks

Airsoft Pellets

Airsoft Pistols

Airsoft Protective Gear

Airsoft Rifles

Airsoft Shotguns

Airsoft Starter Packs

Airsoft Targets

Airsoft Tools

Airsoft Vests

Airtight Containers

Ajowan Oils

AK Blog

Akon Fansite

Akoya Pearls

Akron Blog

Akron Zips Fansite

Akshay Kumar Fansite

Akure Blog

AL Blog

Alabama Blog

Alabama Crimson Tide Fansite

Alarm and Clock Apps

Alarm and Safety Equipment

Alarm Clocks

Alarm Services

Alarm System Monitoring Service

Alarm Systems

Alarms

Alaska Blog

Alaskan Cruises

Alaskan Ice Cream

Alaskan King Crab

Albany Blog

Albert Pujols Fansite

Alberta Blog

Album Downloads

Albuquerque Blog

Alcohol Addiction Treatment

Alcohol Treatment Centre

Alcohol Treatment Centre

Alcoholic Beverages

Alcoholic Cider

Alcoholic Cocktails

Alcoholic Eggnog

Alcoholism Counselling

Alcoholism Counselling

Alcoholism Treatment

Ale

Ale Brewing

Ale House

Alert Systems

Alesso Fansite

Alex Smith Fansite

Alex Turner Fansite

Alexander Technique

Alexandria Blog

Alfalfa

Alfalfa Animal Feed

Alfalfa Hay

Alfalfa Hay Farm

Alfalfa Herbal Supplements

Alfalfa Seed

Alfalfa Seed Farm

Alfalfa Seeds

Alfalfa Sprout Farm

Alfalfa Sprouts

Alfredo Sauces

Algae Farm

Algiers Blog

alHartum Bahri Blog

Alicia Keys Fansite

Alignment Equipment

Alignment Tools

Alkaline Diet Foods

Alkaline Water

All in One Printers

All Inclusive Holidays

All Inclusive Vacations

All Natural Cleaning Products

All Natural Diet Pills

All Natural Dog Treats

All Natural Liquid Vitamins

All Natural Vitamins

All Terrain Tracked Vehicles

All Terrain Tyres

All Terrain Tyres

All Terrain Vehicles

All Weather Floor Mats

Allen Nuts

Allentown Blog

Allergy and Asthma Centre

Allergy and Asthma Centre

Allergy Clinic

Allergy Medicine

Allergy Testing

Allergy Treatment

Alligator Farm

Alligator Meat

Alloy Wheels

All-Purpose Cleaners

All-Purpose Household Cleaners

All-Purpose Labels

Allspice

Almond Butters

Almond Farm

Almond Flours

Almond Milk

Almond Oils

Almond Paste

Almonds

Alnico Magnets

Aloe Blacc Fansite

Aloe Farm

Aloe Vera Herbal Supplements

Aloe Vera Juice

Alpaca Wool Production

Alpacas

Alpha Beta Facial Peels

Alpha Lipoic Acid Supplements

Alpha Shirts

Alpine Touring Boots

Alpine Touring Equipment

Alpine Touring Skis

Alshon Jeffery Fansite

Altace

Alterations and Tailoring

Alternative Cancer Treatments

Alternative Country Music Blog

Alternative Doctor

Alternative Energy

Alternative Folk Music Blog

Alternative Fuel

Alternative Green Energy Services

Alternative Health

Alternative Health Website

Alternative Healthcare

Alternative Medicines

Alternative Music Blog

Alternative Rap Music Blog

Alternative Rock Music Blog

Alternative Treatments

Alternativo and Rock Latino Music Blog

Alternator Bearings

Alternator Brackets

Alternator Brush Holders

Alternator Brush Sets

Alternator Condensers

Alternator Diode Trios

Alternator Diodes

Alternator Parts

Alternator Pulleys

Alternator Rectifiers

Alternator Repair and Upgrade Kits

Alternator Resistors

Alternator Rotors and Armatures

Alternator Stators and Winding

Alternator Voltage Regulators

Alternators

Alternators and Generators

Altimeters

Alto Horns

Alto Saxes Bags and Cases

Alto Saxophone Ligatures

Alto Saxophone Mouthpieces

Alto Saxophone Reeds

Alto Saxophone Stands

Aluminium

Aluminium

Aluminium Baseball Bats

Aluminium Baseball Bats

Aluminium Boats

Aluminium Boats

Aluminium Fishing Boats

Aluminium Fishing Boats

Aluminium Floor Jacks

Aluminium Floor Jacks

Aluminium Foil

Aluminium Foil

Aluminium Frames

Aluminium Frames

Aluminium Furniture

Aluminium Furniture

Aluminium Metal Raw Materials

Aluminium Metal Raw Materials

Aluminium Radiators

Aluminium Radiators

Aluminium Tubes

Aluminium Tubes

Aluminium Wire

Aluminium Wire

Alyssa Milano Fansite

Alzheimers Care

Alzheimers Care Centre

Alzheimers Care Centre

Alzheimers Care Facility

AM Radio Broadcasting Service

AM Radio Station

Amaranth Farm

Amaranth Grain

Amaranth Leaves

Amar'e Stoudemire Fansite

Amarillo Blog

Amateur Astronomy Blog

Amateur Geology Blog

Amateur Radio

Amateur Radio Blog

Amateur Theatre Company

Amateur Theatre Company

Ambient Air Temperature Sensors

Ambient Music Blog

Ambient Temperature Switches

America Blog

American Cheeses

American Clothing

American Dating

American Food

American Football Fansite

American Furniture

American Mutual Fund

American Online Dating

American Pattern Files

American Restaurant

American Samoa Blog

American Sports Store

American Trad Rock Music Blog

American Travel Blog

Americana Crafts

Americana Music Blog

Amethysts

Amino Acids

Amitabh Bachchan Fansite

Ammonia

Ammunition Pouches

Amp Meter Gauges

Amphibian Health Supplies

Amplifier Cables

Amplifier Harnesses

Amplifiers

Ampoules

Amtrak Train Travel

Amusement Arcade

Amusement Machines

Amusement Park

Amusement Theme Park

Amusement Water Park

Anaemia Treatment

Anaheim Blog

Anaheim Ducks Fansite

Anal Sex Toys

Analgesics

Analogue Computer

Analogue Computer

Analogue Gauges

Analogue Gauges

Analogue Recorders

Analogue Recorders

Analogue-to-Digital Converters

Analogue-to-Digital Converters

Analytical and Research Chemist

Analytical Balances

Analytical Laboratory

Analytical Reagents

Anatolian Rock Music Blog

Ancestry DNA

Ancestry Research

Anchor Bolts

Anchorage Blog

Anchors

Anchovies

Anchovy Fishing

And Scientific Products

Android App Developer

Android Application Developer

Android Applications

Android Apps

Android Devices

Android Games

Android Mobile

Android Mobile Applications

Android Pads

Android Root

Android Software

Andy Dalton Fansite

Andy Murray Fansite

Anemometers

Anemometers and Flow Meters

Angel Food Cakes

Angel Investor

Angelina Jolie Fansite

Anger Management

Anger Management Consultant

Angle and Die Grinder Wheels

Angle Brooms

Angle Clamps

Angle Gauges

Angle Grinders

Angle Irons

Angled Art Paint Brushes

Angling

Angora Goat Farm

Angora Goats

Angular Contact Bearings

Aniline

Animal Adoption

Animal Anatomical Models

Animal and Bird Housing

Animal Care Blog

Animal Care Facility

Animal Cemetery

Animal Clippers

Animal Cookies

Animal Crackers

Animal Day Care

Animal Fancy Blog

Animal Farm

Animal Fats

Animal Feed

Animal Food

Animal Grooming Service

Animal Hospital

Animal Hydrotherapy

Animal Minerals

Animal Odour and Stain Removers

Animal Prints

Animal Removal

Animal Semen Bank

Animal Shelter

Animal Waste Fertilisers

Animal Waste Fertilisers

Animated Birthday Cards

Animated Cartoon Production

Animated Film

Animation

Animation and 3D Software

Animation Art and Characters Collectibles

Animation Services

Animation Software

Animator

Anime

Anime Dress Up

Anime Face Maker

Anime Maker

Anime Movies

Anime Music Blog

Anime Store

Anise Oil

Anise Seeds

Ankara Blog

Ankle Boots

Ankle Braces

Ankle Socks

Ankle Weights

Anklets

Ann Arbor Blog

Annapolis Blog

Annular Cutters

Answering Service

Answers Website

Ant Control

Ant Exterminator

Ant Farms

Ant Poison

Ant Removal

Antacids

Antananarivo Blog

Antenatal Classes

Antenna Relays

Antenna Toppers

Anti Adware Software

Anti Aging Creams

Anti Aging Diet

Anti Aging Exercise Coach

Anti Aging Eye Cream

Anti Aging Foods

Anti Aging Hand Creams

Anti Aging Moisturisers

Anti Aging Moisturisers

Anti Aging Night Creams

Anti Aging Products

Anti Aging Serums

Anti Aging Skin Care

Anti Aging Treatments

Anti Aging Vitamins

Anti Depressants

Anti Diarrhoeal Meds

Anti Grinding Teeth Protectors

Anti Malware Software

Anti Nausea Medicines

Anti Seize Lubricant

Anti Spam Software

Anti Spyware Software

Anti Static Sprays

Anti Toxins

Anti Venoms

Anti Virus

Anti Virus Protection

Anti Virus Software

Anti Wrinkle

Anti Wrinkle Creams

Anti Wrinkle Treatment

Antibiotics

Antibiotics and Antiseptics

Antibiotics Ointments

Antibodies

Anti-Diesel Relays

Antifreeze

Antifreezes and Coolants

Antifungal Medicine

Antifungal Remedies

Antigens

Antihistamines

Anti-Lock Brake Actuator Assemblies

Anti-Lock Brake Control Modules

Anti-Lock Brake Hoses

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Once you have our Business Plan

You can get your Business financed properly.




U.K. Businesses




Get the right look for your Business




And start telling everyone about your Business





The Legal and Tax Aspects

There are many legal forms for your new business to take. You can be an unincorporated business and report your income for tax purposes.You can form your business as a Limited Liability Company, which has many of the best tax characteristics of a Corporation and a partnership. Which should you choose? In general terms, you want the income of the business to pass through to you and be taxed on your personal return. This is generally true for most small businesses. If you are unincorporated, this happens automatically, but being unincorporated is generally not the best idea from a legal standpoint.

When you’re in business, you open yourself up to claims and risks that you don’t have as an employee. Your customers or vendors might sue you. Your bank might sue you. Competitors may issue claims against you for copyright infringement or any number of other things. You want to insulate yourself against these extra risks so that third parties can come after your business but not your house or other personal assets. Being unincorporated doesn’t help you. Organizing your business as a partnership doesn’t help you because you remain personally liable. So you want to be a Limited Liability Company. Since we have established we want to pay taxes at the individual level, you can still be self-employed working for a business you actually own.

Why then, are we saying it’s better to report the income of the business on your personal return rather than on a business return? Because if the income is reported at the corporate level, you will end up being taxed twice on the profits: once at the corporate level and again as a dividend when you take your profits out of the corporation. The company does not get a deduction for dividends paid to its shareholders. To avoid the double taxation, you would have to be careful to pay yourself a salary each year equal to the full profits of the corporation. This can get tricky since you won’t always know the taxable income of the corporation before year-end.

Now that you’re legal and ready to roll, you need a plan. I don’t mean a plan you carry in your head, ideas you’ve had over the years in bits and pieces. I mean a solid, written plan that lays out all the details about your business. Describe your business, your products, your competition, your advantages, your target market, demographic information, your marketing plan, your management team, strategic alliances you have with other companies and your financial forecasts. Do not cut this process short! By doing the research necessary to complete these steps you may find out that your business cannot make it as you had originally planned. You might discover changes you have to make. You will improve your chances of success.

You might ask if you can use one of the many software packages on the market for producing your business plan. It depends on what you’re using the plan for. If your plan is only for you to use internally, they are fine. If you want to go after venture capital or bank financing, forget them! Your business plan will look just like a thousand others they’ve seen and will be lost in the clutter. To obtain financing you want to create a distinctive business and marketing plan that stands out from the rest and doesn’t look like it was created via the cookie-cutter approach. Resolve to do it yourself from scratch or hire professionals to do it for you with your input. If you hire professionals, be prepared to participate heavily in the process since it is your business and you presumably know more about the business than your consultants will. Another benefit to using consultants is that they represent a sounding board for your ideas. If you can’t afford them, do the plan yourself and use your friends and trusted business associates as your sounding board.

Your business is now organized and properly authorized to do business in your locality. You now need to consider how to monitor and account for your daily business transactions. Too many businesses make the mistake of running their enterprise by guesswork. Accounting tasks are rarely anyone’s idea of fun, nor are they considered important relative to the other daily tasks of running a business. But you need to fight this idea if that’s the way you think. Just as you wouldn’t spend thousands of pounds a year without some method of tracking the results of your efforts, you can’t run your business without some method of tracking your daily results. Your bank account will not provide you with the information you need. I won’t get into a long discourse about the differences in accrual and cash accounting, but there are a few things you need to understand.

Let’s say you make sales of £2,500 on account on the last day of your first month in business and these were your very first sales. You won’t receive the cash for several days. Did you have any sales for your first month? On the cash basis of accounting, you didn’t. On the accrual basis of accounting, you did. Which is correct?

On the other side of the coin, you purchased £2,000 of office supplies on the last day of the month but didn’t use any of them during the day. This was the only expense you had during the month. Did you have any expenses for your first month in business? On the cash basis of accounting, you did. On the accrual basis of accounting, you didn’t. Which is correct?

On the cash basis of accounting you report income when received in cash and expenses when paid in cash. There are some exceptions, however, such as inventory purchases, which must still be accounted for as inventory rather than an expense. On the accrual basis of accounting you report income when earned and expenses when incurred.

So back to our question; which is correct? If you ever need audited financial statements, your financial statements will have to be prepared on the accrual basis of accounting because it more clearly reflects income. If you need to present your financial statements to third parties, you should have them prepared on the accrual basis. If you want to manage your business using financial data that is meaningful, you need to have accrual basis financial statements.

You’re probably protesting that you’d need to be an accountant to do this! Well, you should have an accountant for a variety of reasons, but you don’t have to have one to keep your books on the accrual basis. It’s simple. Get a software package to do the work for you. An accounting software package does not simply give you an input screen into which to put accounting transactions. It will give you software that will allow you to input your business transactions and will automatically create your books and records for you. For example, you use a sales order entry screen to enter your sales information; the accounting system will make the proper entries for you. By entering the sales order information, you’re also getting the ability to print professional looking sales orders, track sales orders, convert the sales orders into invoices, record the invoices as receivables, and apply cash receipts to those receivables. These are all tools you need anyway to manage your business properly. The accounting for the transactions happens behind the scenes automatically. The same thing happens with your payables, your payroll, your job costing, or whatever other functions you require. Granted, you may need some help in setting up your system to make all this occur seamlessly, but once that’s done, you won’t have to worry about it anymore. Anytime a third party needs your financial statements, you simply print them out. You’ll have tools to help you know where you stand financially, what your receivables are, what your payables are, what the status of your orders are, what you have in inventory and so forth.

You might be a great potential entrepreneur but you still need to spell out exactly what it is you plan to do, who needs it, and how it will make money. A good starting point is to look around and see if anyone is dissatisfied with their present suppliers. Unhappy customers are fertile ground for new businesses to work in.

One dissatisfied customer is not enough to start a business for. Check out and make sure that unhappiness is reasonably widespread, as that will give you a feel for how many customers might be prepared to defect. Once you have an idea of the size of the potential market you can quickly see if your business idea is a money making proposition.

The easiest way to fill an endurable need is to tap into one or more of these triggers:

  • Cost reduction and economy. Anything that saves customers money is always an attractive proposition. Lastminute.com’s appeal is that it acts as a ‘warehouse’ for unsold hotel rooms and airline tickets that you can have at a heavy discount.

  • Anything that offers the prospect of making exceptional returns is always a winner. Competitors’ Companion, a magazine aimed at helping anyone become a regular competition winner, was an immediate success. The proposition was simple. Subscribe and you get your money back if you don’t win a competition prize worth at least your subscription. The magazine provided details of every competition being run that week, details of how to enter, the factual answers to all the questions and pointers on how to answer any tiebreakers. They also provided the inspiration to ensure success with this sentence: You have to enter competitions in order to have a chance of winning them.

  • Niche markets. Big markets are usually the habitat of big business – encroach on their territory at your peril. New businesses thrive in markets that are too small to even be an appetite wetter to established firms. These market niches are often easy prey to new entrants as they have usually been neglected, ignored or ill-served in the past.

  • Differentiation. Consumers can be a pretty fickle bunch. Just dangle something, faster, brighter or just plain newer and you can usually grab
    their attention. Your difference doesn’t have to be profound or even high-tech to capture a slice of the market. Book buyers rushed in droves
    to Waterstones’ for no more profound a reason than that their doors remained open in the evenings and on Sundays, when most other established bookshops were firmly closed.

Now you have the day to day details of running your business so how do you keep going?

There are several things to look at here:

  • What are you good at and what do you enjoy doing? Make two lists - one of the jobs you like and one of the jobs you don't do very well. Take the second list and have a look at what you might outsource or automate. Do you love doing those accounts or would your time be better spent in forward planning while your accountant does the sums? Must you personally reply to every enquiry or could you create a FAQ which you can post on your website and refer people to by autoresponder? In the early stages of your business you might find you don't have the money to pay someone to do the jobs you hate. Could you swap skills to get the help you need?

  • Why are you doing this? You need to be motivated to start a business and keep it going. The best way to do this is to know what the effort is for. What really moves you to get up in the morning and do what you need to do even when you don't really feel like it? Write your reasons down. Find pictures of that house, or that holiday and put them where you can see them.

  • How do you deal with those bumps in the road? Not everything you do will be perfect - sometimes things you've tried will be a disaster - it's the way you react to problems that matters. If you curl up in a ball and give up at the first sign of failure you'd better not be in business. It's all about attitude.

  • Have a plan and stick to it as far as possible but be prepared to be flexible and open minded. Sometimes the most unexpected opportunities come and you need to be ready to seize them. - as Joe Vitale says 'Money likes speed'.

  • Get a mentor - learn from someone who has done it. Someone to bounce ideas off and who can encourage you when things get tough is invaluable.

And most importantly, never let anyone put you down and never be afraid of failure:

"It is not the critic who counts, not the man who points out how the strong man stumbled, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena; whose face is marred by dust and sweat and blood; who strives valiantly; who errs and comes short again and again; who knows the great enthusiasms, the great devotions, and spends himself in a worthy cause; who at the best, knows in the end the triumph of high achievement; and who, at worst, if he fails at least fails while daring greatly, so that his place shall never be with those cold and timid souls who know neither victory nor defeat" - Theodore Roosevelt.




A Great British Business did not just happen - It was planned that way.