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Your Business Opportunity

If you have recently lost your job then you aren't the only one. The current unemployment figure is around 1.6 million people in the UK! We believe there simply shouldn't be that many people unemployed in the UK. That's a lot of people sitting around doing nothing!

On the flip side of that coin there are currently around 31 million employed in the UK.

So many times on the television we hear the same old thing - "I've lost my job and I have no hope of getting a job, nobody will employ me". Well you might be right in one aspect - that due to the current economic climate you may well be virtually unemployable.

But the case is simple you have missed the one person who will employ you!

That's right there is one person in the world who will employ you - YOU!

Rather than working for someone else who may lose you your job through no fault of your own - isn't it time you took the responsibility yourself? Take control of your own destiny - start your own business. Once you've taken on the responsibility of starting your own business you will likely never look back.

So you are taking the plunge and starting your own business! Congratulations! It could be the best financial move you’ve ever made . . . or the worst! It’s very true that you will never make a fortune working for someone else. You might be comfortable, you might have a great retirement, and some people will get rich if they rise to the executive levels, but most of us will never earn as much working for someone else as we will with our own business. But if we go into our new business unprepared, we could lose everything we have and possibly even ruin our ability to re-enter the job force on the same terms we were on before. It can be more difficult to land a good job after being self-employed for an extended period of time. Of course, there are ways to deal with this issue, but that is beyond the scope of this article.

Our goal here is to get you prepared to succeed.

The phenomenon of a worker who may have been in the work force for 40 years suddenly starting a new career at 50 or over is a trend that is exploding as baby boomers hit that age bracket. There has always been a phenomenon of older workers trying something new but the trend has hit such a new high in the baby boomer retirement picture. So you have to wonder what about baby boomers makes them want to start new careers late in life. Part of it has to do with the way business has functioned in the last few decades. In our parents working years, the norm was to work for the same company and be a “company man” for 40-50 years, get that old watch and retire with a handsome retirement package. That formula just doesn’t work any more.

For one thing, retirement plans supported by employers have become a thing of the past. Savings for retirement have plummeted as the financial demands of life are all most people can keep up with. So the concept of working on into what used to be called retirement years is now a given if for no other reason than financial necessity.

The model we just laid out of employees staying with the same company for their entire adult lives is simply no longer a reality for all but a few in the modern work force. Most baby boomers have worked for dozens of companies in their adult lives so their retirement packages, if they exist at all, are small. Part of this can be attributed to the entrepreneurial spirit of baby boomers. But there has been a discernable shift in the way business works as well. Companies don’t like the idea of keeping employees that long. Add to that the fact that so many companies have gone out of business, been absorbed in huge corporate buy outs, or undergone drastic downsizing that by the time most boomers hit their 50s and 60s, the idea of keeping one single career moving forward is pretty hard to sustain.

But these negative explanations are not all there is to why baby boomers are starting over late in life. Boomers never did accept that the rules of life or aging applied to them. They are ambitious, adventurous and willing to strike on new paths with much less fear than previous generations. As boomers have faced some of the challenges of the economy and the modern business world, they have responded aggressively by starting businesses or changing their careers entirely late in life. And they are just as willing to pay their dues and stick with that new career until they are successful as they were when they were 30.

Many workers find a line of work and learn they can pay the bills and raise the kids early in life but they do not follow their dream career at that time. So when the time in life comes that the kids are out of the nest, the house paid off and the adventure of living has settled down somewhat, many baby boomers see that as the chance to finally throw off that boring old career and go after their dream career once and for all.

It’s inspirational to see someone in that stage of life setting the standard for not settling for anything less than realizing their dream by launching a new career doing what they always wanted to do all along. Who can fault boomers from wanting that kind of gratification of finding success in a career that fulfills their passions? So God bless the late in life boomers who go for the brass ring in their golden years. They will be an inspiration for many coming behind them to be as bold about their lives as well.




We have advice in 46,719 different U.K. Business Sectors

You can use our search box or work through the full list of the sectors below


Index of Businesses Beginning With D.

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D Batteries

D I Y Store

D.C. United Fansite

DA Converters

Dacca Blog

Dado Routers

Daenggi

Daily Blog

Daiquiri

Daiquiri Cocktail Mixers

Dairy Cattle Farm

Dairy Cattle Feed

Dairy Cows

Dairy Cream

Dairy Desserts

Dairy Farm

Dairy Goat Farm

Dairy Herd Consultant

Dairy Products

Dairy Sheep Farm

Dairy Store

Daiwa Fishing Reels

Dakar Blog

Dale Earnhardt Jr Fansite

Dallas Blog

Dallas Cowboys Fansite

Dallas Mavericks Fansite

Dallas Stars Fansite

Dallas Wings Fansite

Daly City Blog

Damage Indicators

Damask Curtains

Damp Course

Damp Proofing

Damp Proofing Contractor

Dance Academy

Dance Apparel

Dance Blog

Dance Class

Dance Clothing

Dance Costumes

Dance Flooring

Dance Hall

Dance Instructor

Dance Music Blog

Dance Night Club

Dance Pop Music Blog

Dance School

Dance Shoes

Dance Studio

Dance Theatre Company

Dance Theatre Company

Dance Therapist

Dance Troupe

Dance Tuition

Dance Wear

Dancehall Music Blog

Dancewear

Dancewear Blog

Dancing Blog

Dandelion Greens

Dangdut Music Blog

Dangle Earrings

Daniel Craig Fansite

Daniel Radcliffe Fansite

Danish Pastries

Dansko Shoes

Dar es Salaam Blog

Darbukas

Dark Chocolate

Dark Chocolate Powder

Dark Circle Eye Treatments

Dark Souls Fansite

Darkroom Chemicals

Darkroom Enlargers

Darkroom Enlarging Paper

Darkroom Film Processing Equipment

Darkroom Safelights

Darkroom Supplies

Darlington Transistors

Darning Thread

Dart Backboards

Dart Carrying Cases and Wallets

Dart Equipment for Kids

Dart Flights

Dart Guns

Dart Pear Flights

Dart Points

Dart Shafts

Dart Slim Flights

Dart V Wing Flights

Dartboard Cabinets

Dartboards

Darts

Darts and Dartboards

Darts Blog

Darwin Blog

Dash and Instrument Bulbs

Dash Gauge Accents

Dash Indicator Light Bulbs

Dashboards

Dash-Mounted Holders

Data Analysis

Data Cards

Data Centre

Data Centre

Data Collection

Data Communication Systems

Data Entry Service

Data Information Service

Data Logger

Data Management

Data management Software

Data Mining

Data Processing Service

Data Protection

Data Recovery Service

Data Recovery Software

Data Security

Data Services

Data Storage

Data System Consultant

Data Transfer

Data Warehousing

Database Design

Database Mail List

Database Management

Database Management Software

Database Software

Date Farm

Dates

Dating Agency

Dating Blog

Dating Cafe

Dating Chat Room

Dating for Seniors

Dating Service

Dating Website

Dauphine Window Rods

Davenport Blog

David Beckham Fansite

David Copperfield Fansite

David Duchovny Fansite

David Guetta Fansite

David Letterman Fansite

David Ortiz Fansite

David Wright Fansite

Davits

Day Beds

Day Camp

Day Care

Day Care Centre

Day Care Centre

Day Care Service

Day Forex System Trading

Day Forex Trading Software

Day Nursery

Day Spa

Day Spa Treatments

Day Trader

Day Trading Software

Daybed Sets

Daytime Running Lamp Modules

Dayton Blog

Daytona USA Fansite

DB2 Database Management Software

DBS Service

DC Converters

DC Motor Controls

DC Motors

DDL Boxes

DDT

DE Blog

Dead Blow Hammers

Deadbolts

Dealing Commodities To Investors

Death Metal Music Blog

Deba Knives

Debate Blog

Debt Adviser

Debt Collection Agency

Debt Collector

Debt Consolidation Service

Debt Consultant

Debt Counselling Service

Debt Counselling Service

Debt Counsellor

Debt Counsellor

Debt Management

Debt Recovery

Debt Reduction Planner

Deburring Cutters

Deburring Machines

Deburring Tools

Decaf Gourmet Coffee

Decaffeinated Coffee Powder

Decal Service

Decals

Decals and Stickers

Decanters

Decelerate Fuel Cut-Off Relays

Deck Boxes

Deck Cleaning Service

Deck Designer

Deck Enclosures

Deck Lighting

Deck Pressure Washing

Deck Railing

Deck Shoes

Deck Waterproofing Service

Decking

Decking and Fencing

Decking and Fencing Gates

Decking and Fencing Materials

Decking and Fencing Weatherproofing

Decking Hardware

Decking Nails

Decking Pickets

Decking Railings

Decks

Decks and Patios

Decongestant Sprays

Decorated Glassware

Decorating

Decorating Tools

Decoration and Design

Decorations

Decorative Art Posters

Decorative Arts Blog

Decorative Bicycle Valve Caps

Decorative Bookends

Decorative Bottles

Decorative Bowls

Decorative Boxes

Decorative Candle Lanterns

Decorative Cement

Decorative Clear Stamps

Decorative Cling Stamps

Decorative Collectibles

Decorative Concrete

Decorative Craft Paper

Decorative Fences

Decorative Fire Pit Glass Pellets

Decorative Glass

Decorative Hanging Ornaments

Decorative Hydroseeding Service

Decorative Lamp Bulbs

Decorative Lighting

Decorative Linen

Decorative Masks

Decorative Painting

Decorative Patches

Decorative Pillow Insert and Covers

Decorative Pillows

Decorative Pitchers

Decorative Plaques

Decorative Plaster Finishing

Decorative Shower Curtain Hooks

Decorative Signs

Decorative Speciality Concrete

Decorative Stamp Blocks

Decorative Steel and Wrought Iron Work

Decorative Stitching

Decorative Stitching On Textiles

Decorative Storage Boxes

Decorative Textile Stitching

Decorative Tiles

Decorative Toilet Seats

Decorative Trays

Decorative Wall Coverings

Decorative Wall Panels

Decorative Wall Plates

Decorative Wood Stamps

Decorative Wood Trim

Decorative Wooden Mouldings

Decorative Wooden Mouldings

Decorator

Decoupage Supplies

Dedicated Hosting

Dedicated Web Hosting Service

Deep Fat Fryers

Deep Fryer Parts and Accessories

Deep Fryers

Deep Groove Ball Bearings

Deep House Music Blog

Deep Root Fertiliser

Deep Root Fertiliser

Deep Sea Fishing

Deep Tissue Massage

Deer Calls and Lures

Deer Farm

Deer Fences

Defences Lacrosse Shafts

Defences Lacrosse Shafts

Defensive Driving Instruction

Defensive Driving School

Defibrillators

Deflectors and Shields

Defluorinated Phosphates

Defogger Relays

Defoliants

Degreasers

Degreasing Preparations

Dehumidifiers

Dehumidifiers and Accessories

Dehydrated Alfalfa Meal

Dehydrated Bouillon

Dehydrated Cat Food

Dehydrated Dog Food

Dehydrated Food

Dehydrated Milk

Dehydrated Potato Flakes

Dehydrated Potato Granules

Dehydrating Fruit

Dehydrating Fruits and Vegetables

Dehydrators

De-icers

De-icers and Salt Spreaders

De-icing Cables and Mats

Deinking Recovered Paper

DeJ Fansite

Delaware Blog

Delhi Blog

Deli

Deli Crackers

Deli Restaurant

Delicatessen

Delicatessen Scales

Delivered Food and Drink

Delivered Gift Service

Delivery and Collection Service

Delivery and Errand Service

Delivery Service

Delta Blues Music Blog

Deltiology Blog

Demi Lovato Fansite

Demi Moore Fansite

Demitasse Cups

Demolition Drills

Demolition Drills and Hammers

Demolition Salvage

Demolition Services

Denatured Alcohol

Dendrobium Orchid Plants

Denim Jackets

Denim Jeans

Denim Shirts

Denim Shorts

Denim Weaving

Densified Wood

Densitometers

Dental

Dental Amalgams

Dental Autoclaves

Dental Balances and Scales

Dental Bib Holders

Dental Bibs

Dental Braces

Dental Bridge Work

Dental Burnishers

Dental Burs

Dental Care

Dental Carvers

Dental Centre

Dental Centre

Dental Chairs

Dental Chisels

Dental Cleaning Service

Dental Consumables

Dental Cosmetics and Restoratives

Dental Cotton Rolls

Dental Crown Removers

Dental Crowns

Dental Curettes and Hand Scalers

Dental Cutting Instruments

Dental Dams

Dental Drills

Dental Elevators and Periotomes

Dental Enamels

Dental Equipment

Dental Explorers

Dental Filling Instruments

Dental Film Holders and Mounts

Dental Finishing and Polishing

Dental Floss

Dental Gauze

Dental Giveaway Bags

Dental Glues

Dental Hand Instruments

Dental Hatchets

Dental Hygienist

Dental Hygienist School

Dental Implants

Dental Infection Control

Dental Instruments

Dental Lasers

Dental Mirrors

Dental Picks

Dental Placement Instruments

Dental Plastic Instruments

Dental Pliers and Tweezers

Dental Pluggers and Condensers

Dental Radiology and Imaging

Dental Retractors

Dental Scissors

Dental Services

Dental Spatulas

Dental Spreaders

Dental Staffing Service

Dental Sterilisers

Dental Sterilisers

Dental Supplies

Dental Surface Barriers

Dental Surgery

Dental Technicians

Dental Teeth

Dental Tray Paper

Dental Treatment

Dental Veneers

Dental Wax

Dental Whitening

Dental Whitening Products

Dental X Ray Machines

Dental X-ray Film

Dentist

Dentist Chairs

Dentist Teeth Whitening

Dentist Tools

Denton Blog

Denture Adhesives

Denture Baths

Denture Brushes

Denture Care

Denture Cleansers

Denture Repair Service

Dentures

Denver Blog

Denver Broncos Fansite

Denver Nuggets Fansite

Deodorant and Disinfection Service

Deodorant Preparations

Deodorants

Deodorants and Antiperspirants

Deodorisation System

Deodorisation System

Deodorising Service

Deodorising Service

Department Store

Depilatory Salon

Depilatory Service

Depolishing Metals

Deposit Ticket Holders

Depression Drugs

Depression Self Help Books

Depression Treatment

Depth Gauges

Derby Blog

Derby County Fansite

Derivative Broker

Dermatologist

Dermatology Clinic

Deron Williams Fansite

Derrick Rose Fansite

Des Moines Blog

Desalination Kits

Descaling

Desiccants

Desiccator Accessories

Desiccators and Accessories

Design Agency

Design and Build Contractor

Design and Fashion School

Design and Print

Design Architect

Design Blog

Design Consultant

Design Courses

Design Engineers

Design School

Design Services

Design Studio

Design Your Own T Shirt

Designer

Designer Apparel

Designer Baby Bedding

Designer Bags

Designer Bar

Designer Bedding

Designer Birthday Cards

Designer Clothing

Designer Clothing Store

Designer Cocktail Dresses

Designer Dresses

Designer Eye Frames

Designer Eyeglasses

Designer Eyewear

Designer Fabrics

Designer Fashion Jewellery

Designer Fashion Jewellery

Designer Formal Gowns

Designer Frames for Women

Designer Furniture

Designer Glasses

Designer Handbags

Designer High Heel Shoes

Designer Home Decor Fabrics

Designer Jeans

Designer Jewellery

Designer Jewellery

Designer Kids Clothing

Designer Kitchen

Designer Plus Size Clothing

Designer Purses

Designer Sarees

Designer Scarves

Designer Shoe Store

Designer Shoes

Designer Suits

Designer Sunglasses

Designer Watches

Designer Wedding Dresses

Designer Womens Clothing

Designer Womens Shoes

Designer Wrapping Paper

Desk and Shelf Clocks

Desk and Workspace Organisers

Desk and Workspace Organisers

Desk Caddies

Desk Calendar Bases

Desk Calendar Refills

Desk Calendars

Desk Chairs

Desk Computers

Desk Lamps

Desk Pads

Desk Pads and Blotters

Desk Staplers

Desk Supplies Holders

Desks

Desks and Office Furniture

Desktop and Office Shelves

Desktop Barebones

Desktop Book Stands

Desktop Calendars and Supplies

Desktop Computer Fan Grills

Desktop Computers

Desktop Label Printers

Desktop Publishing Service

Desktop Software

Desktop widgets

Desoldering Pumps

Desoldering Wicks

Dessert and Candy Sculpting Tools

Dessert Bar

Dessert Bowls

Dessert Decorating and Pastry Bags

Dessert Decorating Kits

Dessert Decorating Sprinkles

Dessert Dusting Powders

Dessert Flavouring Syrups

Dessert Flavouring Syrups

Dessert Frostings and Icings

Dessert Glitters

Dessert Icing Decorations

Dessert Mixes

Dessert Mousses

Dessert Plates

Dessert Preparations

Dessert Puddings

Dessert Sprinkles

Dessert Syrups and Sauces

Dessert Topping Powders

Dessert Wine

Desserts

Destination Wedding Planner

Detail Sander Paper

Detail Sanders

Detailing Tools

Detasseling Corn

Detective Agency

Detector and Suppliers

Detent Cables

Detergents

Detonation Sensors

Detonators

Detox Drinks

Detox Programmes

Detox Programmes

Detox Weight Loss Products

Detoxification Clinic

Detroit Blog

Detroit Lions Fansite

Detroit Pistons Fansite

Detroit Red Wings Fansite

Detroit Tigers Fansite

Deus Ex Fansite

Device Drivers

Device Manager

Devilled Egg Plates

Devin McCourty Fansite

Devotional Candles

Dewar Flasks

Dewatering Contractor

Dewatering Pumps

Dewberries

Dewberry Farm

Dextrin Glues

Dextrose

DHA Nutritional Supplements

Dhaka Blog

DHEA Nutritional Supplements

Diabetes Drugs

Diabetes Management

Diabetes Treatment

Diabetic Blood Test Strips

Diabetic Cakes

Diabetic Care Products

Diabetic Care Travel Kits

Diabetic Desserts

Diabetic Foot Care

Diabetic Meal Planning

Diabetic Socks

Diabetic Test Strips

Diabetic Urinalysis Test Strips

Diagnostic and Test Thermometers

Diagnostic and Test Tools

Diagnostic Software

Diagnostic Testing

Dial a Driver Service

Dial Callipers

Dial Indicators

Dial Thermometers

Dial Up Internet Service Provider

Dial Up Online Service Provider

Dialysis Service

Dialysis Supplies

Diamond Candles

Diamond Cloths

Diamond Dies

Diamond Earrings

Diamond Engagement Rings

Diamond Jewellery

Diamond Jewellery

Diamond Jewellery Store

Diamond Jewellery Store

Diamond Rings

Diamond Saw Blades

Diamond Stud Earrings

Diamond Tools

Diamond Wedding Bands

Diamond Wedding Ring Sets

Diamond Wedding Rings

Diamond White Dresses

Diamonds

Diaper Bags

Diaper Cakes

Diaper Care

Diaper Changing Kits

Diaper Changing Table Covers

Diaper Changing Tables

Diaper Covers

Diaper Creams

Diaper Delivery Service

Diaper Liners

Diaper Pails and Refills

Diaper Pins and Fasteners

Diaper Service

Diaper Stackers and Caddies

Diaper Wipe Holders

Diaper Wipe Warmers

Diaper Wipes and Accessories

Diaper Wipes and Refills

Diaper Wreaths

Diapers

Diaphragm Pumps

Diaphragm Seals

Diaphragm Valves

Diaries

Diazo Copier

Diazo Photo Emulsion

Dice and Gaming Dice

Dice and Marble Games

Dichroic Glass

Dichroic Jewellery

Dictating Machines

Dictation Service

Dictionaries and Thesauri

Dictionaries and Translators

Dictionaries Software

Dictionary Website

Die Cast Collectible Cars

Die Castings

Die Cut Cartridges

Die Cut Tools and Accessories

Die Cutting and Embossing

Die Cutting Service

Die Maker

Die Sinkers and Stampers

Die Sinking Machines

Diecast and Toy Vehicles

Diecast and Toy Vehicles Blog

Die-Cast Toy Blog

Dies

Dies and Taps

Diesel Additives

Diesel and Semi Diesel Engines

Diesel Engine Governors

Diesel Engine Oil Change

Diesel Engine Parts

Diesel Engine Service

Diesel Engineer

Diesel Engines

Diesel Fuel

Diesel Fuel Injection

Diesel Gas Station

Diesel Generators

Diesel Mechanic

Diesel Power Generator

Diesel Relays

Diesel Trucks

Diet and Fitness Programmes

Diet and Fitness Programmes

Diet and Nutrition Programmes

Diet and Nutrition Programmes

Diet and Weight Reducing Centre

Diet and Weight Reducing Centre

Diet Drinks

Diet Drugs

Diet Kits and Systems

Diet Pills

Diet Protein Shakes

Diet Shakes

Diet Smoothies

Diet Soda

Diet Workshop

Dietary Dairy Beverages

Dietary Dairy Drinks

Dietary Fibre Supplements

Dietary Fibre Supplements

Dietary Non-dairy Drinks

Dietician

Dieticians Clinic

Dieting and Weight Control

Differential Amplifiers

Differential and Rear Axle Assembly

Differential Assembly Kits

Differential Bearings

Differential Carrier Gaskets

Differential Cover Gaskets

Differential Covers

Differential Gauges

Differential Kits

Differential Pressure Sensors

Differential Rings and Pinions

Differential Seals

Diffusion Welding

Digestion and Nausea Medicine

Digestive Nutritional Supplements

Digging Foundations

Digital Advertising

Digital Alarm Clocks

Digital Art Design

Digital Arts Blog

Digital Asset Management Service

Digital Asset Management Software

Digital Atomic Clocks

Digital Audio Recorder

Digital Bathroom Scales

Digital Billboards

Digital Burettes

Digital Cable TV

Digital Cables

Digital Callipers

Digital Camcorders

Digital Camera Accessories

Digital Camera Battery Chargers

Digital Camera Battery Grips

Digital Camera Bundles

Digital Camera Docking Stations

Digital Camera Kit

Digital Camera Lenses

Digital Camera Screen Protectors

Digital Camera SLR Lenses

Digital Cameras

Digital Cameras Blog

Digital Clocks

Digital Coaxial Cables

Digital Computers

Digital Diving Gauges

Digital Document Archiving

Digital Game Downloads

Digital Gauges

Digital Gifts

Digital Handwriting Pads

Digital Imaging Service

Digital Kitchen Scales

Digital Marketing

Digital Media

Digital Multi Track Recorders

Digital Pens

Digital Photo Frames

Digital Photo Software

Digital Pianos

Digital Picture Frames

Digital Point and Shoot Cameras

Digital Pressure Gauges

Digital Printing

Digital Printing Service

Digital Projection Displays

Digital Recording and Editing Service

Digital Reverb and Delay Effects

Digital Satellite TV

Digital Scales

Digital Scrapbooking

Digital Screen Protector Foils

Digital Signage

Digital Signal Processors

Digital SLR Cameras

Digital Test Equipment

Digital Thermometers

Digital typography Blog

Digital Tyre Pressure Gauges

Digital Tyre Pressure Gauges

Digital Video Software

Digital Voice Recorders

Dill

Dill Farm

Dill Pickles

Dill Seeds

Diluter Dispensers

Dilution Vials

Dimension Stone

Dimensional Calibration

Dimensional Measurement

Dimmer Switch Wiring Device

Dimmer Switches

DIN Mount Relays

Dinamo Moscow Fansite

Diner

Dinette Sets

Dinghies

Dining Chair Slipcovers

Dining Chairs

Dining Room Chairs

Dining Room Furniture

Dining Room Serving Carts

Dining Room Sets

Dining Room Tables

Dining Sets

Dinner Jackets

Dinner Party Organisers

Dinner Party Organisers

Dinner Plates

Dinner Rolls

Dinner Tables

Dinner Theatre Restaurant

Dinner Theatre Restaurant

Dinnerware

Dinnerware and Stemware Storage

Dinnerware Sets

Dinosaur Cakes

Diode and Transistor Testers

Diode Lasers

Diodes

Diorama Kits

Dip Stands

DIP Switches

Diploma Frames

Dipping Sauces

Dips

Dipstick Type Engine Heaters

Dipsticks

Direct Broadcast Satellite Service

Direct E Mail Marketing

Direct Mail Campaigns

Direct Mail Marketing

Direct Marketing

Direct Marketing Mailing Lists

Direct Selling

Direct Selling Flea Markets

Direct Selling Merchandise

Directional Control Valves

Directories

Directory Listing

Directory Servers Software

Dirt Bike Motorcycles

Dirt Bikes

Dirt Moving for Construction

Dirty South Music Blog

Disability Equipment Supplier

Disabled Accessibility Contractor

Disabled Group Home

Disabled Persons Activity Centre

Disabled Persons Activity Centre

Disabled Persons Day Care Centre

Disabled Persons Day Care Centre

Disaster Management

Disaster Recovery Service

Disc Brakes

Disc Golf Bags

Disc Golf Drivers

Disc Golf Equipment

Disc Golf Flying Discs

Disc Golf Putters

Disc Golf Starter Kits

Disc Golf Targets

Disc Jewel Cases

Disc Jockey

Disc Sanders

Disc Storage Wallets

Disc Title Printers

Disco Ball Lamps

Disco Equipment and Supplier

Disco Music Blog

Disconnect Terminals

Discount Body Jewellery

Discount Body Jewellery

Discount Books

Discount Buying Service

Discount Car Rentals

Discount Cards

Discount Clothing

Discount Coupon Book Publisher

Discount Cruises

Discount Department Store

Discount Designer Shoes

Discount Dresses

Discount Electronics

Discount Evening Dresses

Discount Eyeglasses

Discount Flight Deals

Discount Furniture

Discount Furniture Store

Discount Gift Cards

Discount Golf Clubs

Discount Hotel Bookings

Discount Jewellery

Discount Jewellery

Discount Modern Furniture

Discount Office Furniture

Discount Prescription Drugs

Discount Prescription Eyewear

Discount Price Clearance Store

Discount Prom Dresses

Discount Shirts

Discount Shoes

Discount Software

Discount Store

Discount Teak Patio Furniture

Discount Travel

Discount Tyres

Discount Tyres

Discount Womens Designer Shoes

Discount Womens Shoes

Discrimination Lawyer

Dish Cloths and Dish Towels

Dish Detergent

Dish Detergents

Dish Drying Mats

Dish Racks

Dish Washers

Dishcloth Gourds

Dishes

Dishwasher Cleaners

Dishwasher Detergent

Dishwasher Detergents

Dishwasher Parts

Dishwasher Repairs

Dishwashers

Dishwashing Detergent

Dishwashing Machines

Dishwashing Supplies

Disinfectants

Disk Recovery

Dismantling Large Scale Machinery

Dismantling Motion Picture Sets

Dismantling Stage Sets

Disney Blog

Disney Descendants Fansite

Disney Infinity Fansite

Disneyana

Dispensers

Dispensing Bottles

Dispensing Burettes

Dispensing Needles

Dispensing Pumps

Disperse Dyes

Display Advertising Service

Display Booths

Display Cases

Display Easel Binders

Display Equipment

Display Lettering Service

Display Maker

Display Panels

Display Phones

Display Racks

Display Stands

Displays

Disposable Apparel

Disposable Bowls

Disposable Cake and Pizza Circles

Disposable Catering

Disposable Coffee Filters

Disposable Contact Lenses

Disposable Cookware

Disposable Cups

Disposable Daily Contact Lenses

Disposable Diapers

Disposable Doilies

Disposable Drinking Straws

Disposable Eating Utensils

Disposable Food Storage Products

Disposable Forks

Disposable Knives

Disposable Monthly Contact Lenses

Disposable Paper Dishes

Disposable Paper Sanitary Food Containers

Disposable Plastic Boxes

Disposable Plastic Containers

Disposable Plastic Cups

Disposable Plastic Cutlery

Disposable Plastic Dishes

Disposable Plastic Knives

Disposable Plastic Products

Disposable Plastic Sanitary Food Containers

Disposable Plastic Shipping Supplies

Disposable Plastics

Disposable Plates and Cutlery

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Once you have our Business Plan

You can get your Business financed properly.




U.K. Businesses




Get the right look for your Business




And start telling everyone about your Business





The Legal and Tax Aspects

There are many legal forms for your new business to take. You can be an unincorporated business and report your income for tax purposes.You can form your business as a Limited Liability Company, which has many of the best tax characteristics of a Corporation and a partnership. Which should you choose? In general terms, you want the income of the business to pass through to you and be taxed on your personal return. This is generally true for most small businesses. If you are unincorporated, this happens automatically, but being unincorporated is generally not the best idea from a legal standpoint.

When you’re in business, you open yourself up to claims and risks that you don’t have as an employee. Your customers or vendors might sue you. Your bank might sue you. Competitors may issue claims against you for copyright infringement or any number of other things. You want to insulate yourself against these extra risks so that third parties can come after your business but not your house or other personal assets. Being unincorporated doesn’t help you. Organizing your business as a partnership doesn’t help you because you remain personally liable. So you want to be a Limited Liability Company. Since we have established we want to pay taxes at the individual level, you can still be self-employed working for a business you actually own.

Why then, are we saying it’s better to report the income of the business on your personal return rather than on a business return? Because if the income is reported at the corporate level, you will end up being taxed twice on the profits: once at the corporate level and again as a dividend when you take your profits out of the corporation. The company does not get a deduction for dividends paid to its shareholders. To avoid the double taxation, you would have to be careful to pay yourself a salary each year equal to the full profits of the corporation. This can get tricky since you won’t always know the taxable income of the corporation before year-end.

Now that you’re legal and ready to roll, you need a plan. I don’t mean a plan you carry in your head, ideas you’ve had over the years in bits and pieces. I mean a solid, written plan that lays out all the details about your business. Describe your business, your products, your competition, your advantages, your target market, demographic information, your marketing plan, your management team, strategic alliances you have with other companies and your financial forecasts. Do not cut this process short! By doing the research necessary to complete these steps you may find out that your business cannot make it as you had originally planned. You might discover changes you have to make. You will improve your chances of success.

You might ask if you can use one of the many software packages on the market for producing your business plan. It depends on what you’re using the plan for. If your plan is only for you to use internally, they are fine. If you want to go after venture capital or bank financing, forget them! Your business plan will look just like a thousand others they’ve seen and will be lost in the clutter. To obtain financing you want to create a distinctive business and marketing plan that stands out from the rest and doesn’t look like it was created via the cookie-cutter approach. Resolve to do it yourself from scratch or hire professionals to do it for you with your input. If you hire professionals, be prepared to participate heavily in the process since it is your business and you presumably know more about the business than your consultants will. Another benefit to using consultants is that they represent a sounding board for your ideas. If you can’t afford them, do the plan yourself and use your friends and trusted business associates as your sounding board.

Your business is now organized and properly authorized to do business in your locality. You now need to consider how to monitor and account for your daily business transactions. Too many businesses make the mistake of running their enterprise by guesswork. Accounting tasks are rarely anyone’s idea of fun, nor are they considered important relative to the other daily tasks of running a business. But you need to fight this idea if that’s the way you think. Just as you wouldn’t spend thousands of pounds a year without some method of tracking the results of your efforts, you can’t run your business without some method of tracking your daily results. Your bank account will not provide you with the information you need. I won’t get into a long discourse about the differences in accrual and cash accounting, but there are a few things you need to understand.

Let’s say you make sales of £2,500 on account on the last day of your first month in business and these were your very first sales. You won’t receive the cash for several days. Did you have any sales for your first month? On the cash basis of accounting, you didn’t. On the accrual basis of accounting, you did. Which is correct?

On the other side of the coin, you purchased £2,000 of office supplies on the last day of the month but didn’t use any of them during the day. This was the only expense you had during the month. Did you have any expenses for your first month in business? On the cash basis of accounting, you did. On the accrual basis of accounting, you didn’t. Which is correct?

On the cash basis of accounting you report income when received in cash and expenses when paid in cash. There are some exceptions, however, such as inventory purchases, which must still be accounted for as inventory rather than an expense. On the accrual basis of accounting you report income when earned and expenses when incurred.

So back to our question; which is correct? If you ever need audited financial statements, your financial statements will have to be prepared on the accrual basis of accounting because it more clearly reflects income. If you need to present your financial statements to third parties, you should have them prepared on the accrual basis. If you want to manage your business using financial data that is meaningful, you need to have accrual basis financial statements.

You’re probably protesting that you’d need to be an accountant to do this! Well, you should have an accountant for a variety of reasons, but you don’t have to have one to keep your books on the accrual basis. It’s simple. Get a software package to do the work for you. An accounting software package does not simply give you an input screen into which to put accounting transactions. It will give you software that will allow you to input your business transactions and will automatically create your books and records for you. For example, you use a sales order entry screen to enter your sales information; the accounting system will make the proper entries for you. By entering the sales order information, you’re also getting the ability to print professional looking sales orders, track sales orders, convert the sales orders into invoices, record the invoices as receivables, and apply cash receipts to those receivables. These are all tools you need anyway to manage your business properly. The accounting for the transactions happens behind the scenes automatically. The same thing happens with your payables, your payroll, your job costing, or whatever other functions you require. Granted, you may need some help in setting up your system to make all this occur seamlessly, but once that’s done, you won’t have to worry about it anymore. Anytime a third party needs your financial statements, you simply print them out. You’ll have tools to help you know where you stand financially, what your receivables are, what your payables are, what the status of your orders are, what you have in inventory and so forth.

You might be a great potential entrepreneur but you still need to spell out exactly what it is you plan to do, who needs it, and how it will make money. A good starting point is to look around and see if anyone is dissatisfied with their present suppliers. Unhappy customers are fertile ground for new businesses to work in.

One dissatisfied customer is not enough to start a business for. Check out and make sure that unhappiness is reasonably widespread, as that will give you a feel for how many customers might be prepared to defect. Once you have an idea of the size of the potential market you can quickly see if your business idea is a money making proposition.

The easiest way to fill an endurable need is to tap into one or more of these triggers:

  • Cost reduction and economy. Anything that saves customers money is always an attractive proposition. Lastminute.com’s appeal is that it acts as a ‘warehouse’ for unsold hotel rooms and airline tickets that you can have at a heavy discount.

  • Anything that offers the prospect of making exceptional returns is always a winner. Competitors’ Companion, a magazine aimed at helping anyone become a regular competition winner, was an immediate success. The proposition was simple. Subscribe and you get your money back if you don’t win a competition prize worth at least your subscription. The magazine provided details of every competition being run that week, details of how to enter, the factual answers to all the questions and pointers on how to answer any tiebreakers. They also provided the inspiration to ensure success with this sentence: You have to enter competitions in order to have a chance of winning them.

  • Niche markets. Big markets are usually the habitat of big business – encroach on their territory at your peril. New businesses thrive in markets that are too small to even be an appetite wetter to established firms. These market niches are often easy prey to new entrants as they have usually been neglected, ignored or ill-served in the past.

  • Differentiation. Consumers can be a pretty fickle bunch. Just dangle something, faster, brighter or just plain newer and you can usually grab
    their attention. Your difference doesn’t have to be profound or even high-tech to capture a slice of the market. Book buyers rushed in droves
    to Waterstones’ for no more profound a reason than that their doors remained open in the evenings and on Sundays, when most other established bookshops were firmly closed.

Now you have the day to day details of running your business so how do you keep going?

There are several things to look at here:

  • What are you good at and what do you enjoy doing? Make two lists - one of the jobs you like and one of the jobs you don't do very well. Take the second list and have a look at what you might outsource or automate. Do you love doing those accounts or would your time be better spent in forward planning while your accountant does the sums? Must you personally reply to every enquiry or could you create a FAQ which you can post on your website and refer people to by autoresponder? In the early stages of your business you might find you don't have the money to pay someone to do the jobs you hate. Could you swap skills to get the help you need?

  • Why are you doing this? You need to be motivated to start a business and keep it going. The best way to do this is to know what the effort is for. What really moves you to get up in the morning and do what you need to do even when you don't really feel like it? Write your reasons down. Find pictures of that house, or that holiday and put them where you can see them.

  • How do you deal with those bumps in the road? Not everything you do will be perfect - sometimes things you've tried will be a disaster - it's the way you react to problems that matters. If you curl up in a ball and give up at the first sign of failure you'd better not be in business. It's all about attitude.

  • Have a plan and stick to it as far as possible but be prepared to be flexible and open minded. Sometimes the most unexpected opportunities come and you need to be ready to seize them. - as Joe Vitale says 'Money likes speed'.

  • Get a mentor - learn from someone who has done it. Someone to bounce ideas off and who can encourage you when things get tough is invaluable.

And most importantly, never let anyone put you down and never be afraid of failure:

"It is not the critic who counts, not the man who points out how the strong man stumbled, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena; whose face is marred by dust and sweat and blood; who strives valiantly; who errs and comes short again and again; who knows the great enthusiasms, the great devotions, and spends himself in a worthy cause; who at the best, knows in the end the triumph of high achievement; and who, at worst, if he fails at least fails while daring greatly, so that his place shall never be with those cold and timid souls who know neither victory nor defeat" - Theodore Roosevelt.




A Great British Business did not just happen - It was planned that way.