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Your Business Opportunity

If you have recently lost your job then you aren't the only one. The current unemployment figure is around 1.6 million people in the UK! We believe there simply shouldn't be that many people unemployed in the UK. That's a lot of people sitting around doing nothing!

On the flip side of that coin there are currently around 31 million employed in the UK.

So many times on the television we hear the same old thing - "I've lost my job and I have no hope of getting a job, nobody will employ me". Well you might be right in one aspect - that due to the current economic climate you may well be virtually unemployable.

But the case is simple you have missed the one person who will employ you!

That's right there is one person in the world who will employ you - YOU!

Rather than working for someone else who may lose you your job through no fault of your own - isn't it time you took the responsibility yourself? Take control of your own destiny - start your own business. Once you've taken on the responsibility of starting your own business you will likely never look back.

So you are taking the plunge and starting your own business! Congratulations! It could be the best financial move you’ve ever made . . . or the worst! It’s very true that you will never make a fortune working for someone else. You might be comfortable, you might have a great retirement, and some people will get rich if they rise to the executive levels, but most of us will never earn as much working for someone else as we will with our own business. But if we go into our new business unprepared, we could lose everything we have and possibly even ruin our ability to re-enter the job force on the same terms we were on before. It can be more difficult to land a good job after being self-employed for an extended period of time. Of course, there are ways to deal with this issue, but that is beyond the scope of this article.

Our goal here is to get you prepared to succeed.

The phenomenon of a worker who may have been in the work force for 40 years suddenly starting a new career at 50 or over is a trend that is exploding as baby boomers hit that age bracket. There has always been a phenomenon of older workers trying something new but the trend has hit such a new high in the baby boomer retirement picture. So you have to wonder what about baby boomers makes them want to start new careers late in life. Part of it has to do with the way business has functioned in the last few decades. In our parents working years, the norm was to work for the same company and be a “company man” for 40-50 years, get that old watch and retire with a handsome retirement package. That formula just doesn’t work any more.

For one thing, retirement plans supported by employers have become a thing of the past. Savings for retirement have plummeted as the financial demands of life are all most people can keep up with. So the concept of working on into what used to be called retirement years is now a given if for no other reason than financial necessity.

The model we just laid out of employees staying with the same company for their entire adult lives is simply no longer a reality for all but a few in the modern work force. Most baby boomers have worked for dozens of companies in their adult lives so their retirement packages, if they exist at all, are small. Part of this can be attributed to the entrepreneurial spirit of baby boomers. But there has been a discernable shift in the way business works as well. Companies don’t like the idea of keeping employees that long. Add to that the fact that so many companies have gone out of business, been absorbed in huge corporate buy outs, or undergone drastic downsizing that by the time most boomers hit their 50s and 60s, the idea of keeping one single career moving forward is pretty hard to sustain.

But these negative explanations are not all there is to why baby boomers are starting over late in life. Boomers never did accept that the rules of life or aging applied to them. They are ambitious, adventurous and willing to strike on new paths with much less fear than previous generations. As boomers have faced some of the challenges of the economy and the modern business world, they have responded aggressively by starting businesses or changing their careers entirely late in life. And they are just as willing to pay their dues and stick with that new career until they are successful as they were when they were 30.

Many workers find a line of work and learn they can pay the bills and raise the kids early in life but they do not follow their dream career at that time. So when the time in life comes that the kids are out of the nest, the house paid off and the adventure of living has settled down somewhat, many baby boomers see that as the chance to finally throw off that boring old career and go after their dream career once and for all.

It’s inspirational to see someone in that stage of life setting the standard for not settling for anything less than realizing their dream by launching a new career doing what they always wanted to do all along. Who can fault boomers from wanting that kind of gratification of finding success in a career that fulfills their passions? So God bless the late in life boomers who go for the brass ring in their golden years. They will be an inspiration for many coming behind them to be as bold about their lives as well.

We have advice in 46,719 different U.K. Business Sectors

You can use our search box or work through the full list of the sectors below

Index of Businesses Beginning With H.

Search for your business sector today.

Start your new business now!


Habitat Science Kits

Hacksaw Blades

Haemorrhoid Pain Relief Products

Haemorrhoid Treatments

Haggle Website

Hair Accessories

Hair Accessory Store

Hair and Beauty Salon

Hair and Makeup

Hair and Nails Dress-Up Toys

Hair and Scalp Care Products

Hair and Scalp Treatments

Hair Barrettes

Hair Bleaching Products

Hair Bows

Hair Braiding

Hair Brushes

Hair Care

Hair Care and Styling Blog

Hair Care for Children

Hair Care Products

Hair Care Treatment

Hair Clippers

Hair Clips

Hair Colour Applicator Bottles

Hair Colour Applicator Bottles

Hair Colour Caps Foils and Wraps

Hair Colour Caps Foils and Wraps

Hair Colour Correctors

Hair Colour Correctors

Hair Colour Mixing Bowls

Hair Colour Mixing Bowls

Hair Colour Removers

Hair Colour Removers

Hair Colouring

Hair Colouring

Hair Colouring Brushes and Combs

Hair Colouring Brushes and Combs

Hair Colouring Preparations

Hair Colouring Preparations

Hair Colouring Products

Hair Colouring Products

Hair Combs

Hair Conditioners

Hair Consultant

Hair Crimping and Waving Irons

Hair Curling Irons and Wands

Hair Diffuser and Dryer Attachments

Hair Dryer Aids

Hair Dryers

Hair Drying Towels

Hair Dyes

Hair Elastics and Ties

Hair Extension Removal

Hair Extension Salon

Hair Extension Wigs

Hair Extensions

Hair Growth Products

Hair Growth Treatment

Hair Hennas

Hair Highlighting Tools

Hair Implants

Hair Laser Removal

Hair Loss Clinic

Hair Loss Remedies

Hair Loss Treatment

Hair Makeovers

Hair Metal Music Blog

Hair Nets

Hair Paste

Hair Perms and Straighteners

Hair Pieces

Hair Preparations

Hair Products

Hair Regrowth Products

Hair Regrowth Treatments

Hair Relaxers and Texturisers

Hair Relaxers and Texturisers

Hair Removal

Hair Removal Clinic

Hair Removal Epilators

Hair Removal Razor Strops

Hair Removal Salon

Hair Removal Systems

Hair Removal Tweezers

Hair Removal Wax

Hair Removal Waxing Products

Hair Removal Waxing Skin Cleansers

Hair Removal Waxing Spatulas

Hair Removal Waxing Strips

Hair Remover

Hair Replacement Service

Hair Replacement Wigs

Hair Restoration

Hair Restoration Products

Hair Rinses

Hair Rollers

Hair Salon

Hair Salon and Day Spa

Hair Salon Website

Hair Shampoos

Hair Shampoos and Conditioners

Hair Shampoos Plus Conditioner

Hair Side Combs

Hair Skin and Nails Vitamins

Hair Sprays

Hair Sticks

Hair Straighteners

Hair Straightening Irons

Hair Studio

Hair Styling Accessories

Hair Styling Gels

Hair Styling Mousses and Foams

Hair Styling Pins

Hair Styling Products

Hair Styling Serums

Hair Stylist

Hair Tints

Hair Tints Dyes and Rinses

Hair Tools and Appliances

Hair Treatment

Hair Treatment With Oils

Hair Trichologist

Hair Trimmers and Clippers

Hair Vitamins

Hair Wax Warmers

Hair Waxing Kits

Hair Waxing Powders

Hair Weaving

Hair Weaving Extensions

Hair Weaving Service

Hair Wigs



Hairdressers and Beauty Supplies

Hairdressing Salon

Hairdressing School


Hairpiece and Wig Store




Hake Art Paint Brushes

Halal Butcher


Half-Life Fansite

Half-Shaft Assemblies

Halifax Blog

Hall and Banquet Room

Hall Effect Sensors

Hall Effect Switches

Hall Rental

Halle Berry Fansite

Halloween Costumes

Halloween Decorations

Halloween Music Blog

Halloween Parties

Halo Fansite

Halogen Bulbs

Halogen Lamps

Halogen Light Bulbs

Halter Dresses

Halter Gowns

Halter Wedding Gowns

Halva Candy


Hamburger Restaurant

Hamburger SV Fansite

Hamilton Accies Fansite

Hamilton Blog

Hamilton Tiger-Cats Fansite

Hammer and Weight Throws

Hammer Drills

Hammer Forgings

Hammer Handles

Hammer Holsters

Hammering and Pounding Toys


Hammock Accessories

Hammock Stands


Hammocks Stands and Accessories

Hamper Service


Hampton Blog


Hand and Arm Protection

Hand and Finger Supports

Hand and Foot Warmers

Hand and Machine Brooms

Hand and Nail Care Products

Hand and Power Tools

Hand and Wrist Supports and Splints

Hand Bags

Hand Bath Towels

Hand Battered Fish

Hand Bellows

Hand Bells

Hand Bells and Chimes

Hand Blenders

Hand Blown Glass Products

Hand Brooms

Hand Car Wash

Hand Caulking Guns

Hand Chain Hoists

Hand Cleaners

Hand Coolers

Hand Creams

Hand Creams and Lotions

Hand Drums

Hand Dryers

Hand Edgers

Hand Fan Maker

Hand Fans

Hand Files

Hand Files and Rasps

Hand Fuel Pumps

Hand Grips

Hand Guns

Hand Held Barcode Scanners

Hand Held Soldering Equipment

Hand Hones

Hand Knit Dresses

Hand Knitted Outerwear

Hand Knitting Lace

Hand Knitting Yarn

Hand Knotted Rugs

Hand Laundry

Hand Loppers

Hand Lotion

Hand Mixers

Hand Painted Christmas Wine Glasses

Hand Percussion

Hand Planes

Hand Power Tools

Hand Pruners

Hand Pruning Saws

Hand Punches

Hand Puppets

Hand Quilting Needles

Hand Reamers

Hand Sanitisers

Hand Sanitisers

Hand Sewing Needles

Hand Soaps

Hand Staplers and Tackers

Hand Strengtheners

Hand Tool Cutters

Hand Tool Engraver

Hand Tool Forks

Hand Tool Hammers

Hand Tool Handles

Hand Tool Store

Hand Tools

Hand Tools Repair and Maintenance Service

Hand Trucks

Hand Warmers

Hand Weaved Topiary Frames

Hand Weaving Fabric

Hand Wheels

Handbag Designer

Handbag Hire

Handbag Store


Handbags and Accessories

Handbags and Bags Blog

Handball Blog

Handball Fansite

Handball Gloves

Handcrafted and Artisan Jewellery Blog

Handcrafted and Artisan Jewellery Blog

Handcrafted and Finished Pieces

Handcrafted Jewellery

Handcrafted Jewellery


Handcuffs and Restraints

Handgun Scopes

Handheld Buffing Machines

Handheld CB Radios

Handheld Circular Saws

Handheld Digital Microscopes

Handheld Files

Handheld Flashlights

Handheld GPS

Handheld Impact Wrenches

Handheld Industrial Computers

Handheld Irons

Handheld Jigsaws

Handheld Label Making Equipment

Handheld Mirrors

Handheld Nail Guns

Handheld Nibblers

Handheld Nut Drivers

Handheld Polishers

Handheld Pool Vacuums

Handheld Power Chain Saws

Handheld Power Driven Chisels

Handheld Power Driven Drills

Handheld Power Driven Grinders

Handheld Power Driven Nail Guns

Handheld Power Driven Nail Guns and Staplers

Handheld Power Driven Nailers

Handheld Power Driven Planers

Handheld Power Driven Staplers

Handheld Power Driven Tools

Handheld Rasps

Handheld Riveting Guns

Handheld Routers

Handheld Sanders

Handheld Saws

Handheld Scanners

Handheld Screwdrivers

Handheld Shears

Handheld Shovels

Handheld Showerheads

Handheld Spades

Handheld Spray Paint Guns

Handheld Staplers

Handheld Staplers and Nail Guns

Handheld Steamers

Handheld Tools

Handheld Utilities Software

Handheld Vacuum Bags

Handheld Vacuum Cleaners

Handheld Vacuum Filters

Handheld Vacuums

Handheld Wireless Microphones

Handheld Wireless Systems

Handheld Woodworking Machines

Handheld Wrenches

Handhelds and PDAs

Handicapped Lift and Ramp Service

Handicrafts Instruction


Handle Bars

Handle Blanks


Handles and Pulls

Handling Machines

Handmade Baby Blankets

Handmade Cards

Handmade Cosmetics

Handmade Crafts

Handmade Fashion Accessories

Handmade Gifts

Handmade Items

Handmade Jewellery

Handmade Jewellery

Handmade Paper

Handmade Petit Fours Producer

Handmade Pottery

Handmade Rugs

Handmade Toy Maker

Handmade Toys


Hand-Screw Clamps

Hand-Tufted Rugs

Handwriting Analysis Service


Handyman Services

Hang Gliders

Hangchou Blog

Hanger Bolts

Hanging Folders

Hanging Jewellery Organisers

Hanging Jewellery Organisers

Hanging Kitchen Baskets

Hanging Shelves

Hanging Wall Files

Hanley Ramirez Fansite

Hannover 96 Fansite

Hanoi Blog

Hanukkah Candles

Hap Ki Do School

Happy Birthday Cakes

Happy Birthday Cards

Harare Blog

Harbin Blog

Harbour Breeze Ceiling Fans

Harbour Breeze Ceiling Fans

Harbour Dredging Service

Harbour Dredging Service

Hard Bop Music Blog

Hard Candies

Hard Cider

Hard Contact Lens Care Products

Hard Dance Music Blog

Hard Disk Data Recovery

Hard Disk Drives

Hard Drive Bags

Hard Drive Cases

Hard Drive Data Recovery

Hard Drive Data Recovery Software

Hard Drives

Hard Fishing Lures

Hard Floor Chair Mats

Hard Hand Soaps

Hard Hat Accessories

Hard Hats

Hard Laptop Cases

Hard Lemonade Beer

Hard Rock Music Blog

Hard Rubber Rods

Hard Wood Flooring

Hard Wooden Chairs

Hard Wooden Flooring

Hard Wooden Furniture

Hard Wooden Parquet Flooring

Hard Wooden Veneer


Hardcore Music Blog

Hardcore Punk Music Blog

Hardcore Rap Music Blog

Hardcover Executive Notebooks


Hardness Test Blocks

Hardness Testing Equipment

Hardstyle Music Blog

Hardtail Mountain Bikes

Hardware Accessories

Hardware Adhesives and Sealers

Hardware Braces

Hardware Brackets

Hardware Bumpers

Hardware Cabinets

Hardware Catches

Hardware Chains

Hardware Cloth

Hardware Devices

Hardware Drapery Fixture

Hardware Fasteners

Hardware Hasps

Hardware Management Software

Hardware Nails

Hardware Nuts

Hardware Nuts and Bolts

Hardware Pins

Hardware Plastics

Hardware Plugs

Hardware Repairs

Hardware Sealers

Hardware Shoulder Washers

Hardware Spacers

Hardware Store

Hardware Tacks

Hardware Washers


Hardwood Cabinet Doors

Hardwood Chairs

Hardwood Floor Cleaner

Hardwood Floor Service

Hardwood Flooring

Hardwood Floors

Hardwood Furniture

Hardwood Furniture Rounds

Hardwood Furniture Rungs

Hardwood Furniture Squares

Hardwood Oak Flooring

Hardwood Parquet Flooring

Hardwood Parquetry

Hardwood Plywood

Hardwood Veneer

Harem Pants

Harmonic Balancer Repair Kits

Harmonic Balancer Repair Sleeves

Harmonic Balancer Sleeve Gaskets



Harness Connector Repair Kits




Harrisburg Blog


Harry Potter Fansite

Hartford Blog

Harvard Beets

Harvesting Crews

Harvesting Fruit Machines

Harvesting Machinery and Equipment

Harvesting Vegetables Machines

Hat Blocks

Hat Boxes

Hat Boxes and Racks

Hat Cleaning Service

Hat Designer

Hat Hire

Hat Linings

Hat Shop



Hatha Yoga


Hats and Caps Store

Hats Cut and Sew Contractor

Hats Trimmed Cut and Sewn



Hawaii Blog

Hawai'i Rainbow Warriors Fansite

Hawaiian Shirts

Hawaiian Wedding Planner

Hawaiin Music Blog

Hawthorn Supplements


Hay and Straw

Hay Balers

Hay Farm

Hay Forks

Hay Mowing

Hay Presses

Hay Rakes

Hay Seed

Hay Seed Farm

Hayden Panettiere Fansite

Haying Machines

Hayward Blog

Hazard Warning Switches

Hazardous Material Handling Drums

Hazardous Material Handling Items

Hazardous Material Removal Service

Hazardous Storage Cabinets

Hazardous Storage Cans

Hazardous Storage Drums

Hazardous Storage Equipment

Hazardous Storage Lockers

Hazardous Waste

Hazardous Waste Collection Service

Hazardous Waste Disposal Bags

Hazardous Waste Disposal Service

Hazelnut Farm

Hazelnut Oils


HD DVD Players

HDMI Cables

HDTV Antennas

Head Bags

Head Collars

Head Engine Kits

Head Gasket Sets

Head Gaskets

Head Hunter

Head Protection Equipment

Head Sculptures


Headbands and Wristbands


Header Gaskets

Header Panels


Headgear Designer


Headlamp Actuator Motors

Headlamp Relays


Headlight Adjusting Screws

Headlight Assemblies and Mouldings

Headlight Assemblies and Parts

Headlight Assembly Mouldings

Headlight Bulbs

Headlight Bulbs and Assemblies

Headlight Conversion Kits

Headlight High and Low Wiring Kits

Headlight Mouldings

Headlight Mouldings

Headlight Parts and Accessories

Headlight Restoration Kits

Headlight Switches


Headphone Accessories

Headphone Adapters

Headphone Amps

Headphone and In-Ear Audio Monitors

Headphone Cases

Headphone Ear Pads

Headphone Extension Cords




Healing Herbs

Healing Music Blog

Healing Therapy

Health Agency

Health and Beauty Blog

Health and Beauty Spa

Health and Fitness Apps

Health and Fitness Club

Health and Fitness Consultant

Health and Nutrition Products

Health and Personal Care Store

Health and Safety Consultant

Health and Safety Products

Health and Wellness Centre

Health and Wellness Centre

Health and Wellness Monitors

Health and Wellness Products

Health Blog

Health Care

Health Care Blog

Health Care Centre

Health Care Centre

Health Care Consultant

Health Care Products

Health Care Services

Health Care Staffing

Health Care Thermometers

Health Centre

Health Centre

Health Club

Health Club and Fitness Centre

Health Club and Fitness Centre

Health Food Store

Health Food Supplements

Health Foods

Health Lamp Bulbs

Health Nutritionist

Health Spa

Health Spa and Resort

Health Store

Health Supplements

Healthcare Agency

Healthcare Blog

Healthcare Clinic

Healthy Diet Products

Healthy Meal Plans

Healthy Salad Dressing

Healthy Snacks and Beverages

Hearing Aid Batteries

Hearing Aid Store

Hearing Aids

Hearing Aids Amplifiers

Hearing Amplifiers

Hearing Assistive Technology

Hearing Enhancement Aids

Hearing Protection Equipment

Hearing Testing and Evaluation Clinic

Heart Rate Monitors

Heartburn Treatment

Hearts Fansite

Hearts Of Palm

Heat Blocks

Heat Control and Regulator Service

Heat Exchangers

Heat Patches and Wraps

Heat Press Machines

Heat Press Machines and Accessories

Heat Press Parts and Accessories

Heat Presses

Heat Pump Service and Repairs

Heat Pumps

Heat Pumps for Pools

Heat Riser and Restrictor Gaskets

Heat Riser Control Switches

Heat Sealing

Heat Sensitised Paper

Heat Sensitised Paper

Heat Shrinkable Shaft Collars

Heat Sinks

Heat Transfer Equipment

Heat Treating Service

Heated Cat Beds

Heated Flooring

Heated Mattress Pads

Heated Seats

Heater Blend Door Levers

Heater Control Switches

Heater Control Valves

Heater Cores

Heater Hose Connectors

Heater Hoses

Heater Maintenance

Heater Parts

Heater Relays

Heater Repair Service

Heater Tank Plumbing

Heater Universals


Heaters and Heater Accessories


Heating and AC Repairs

Heating and Air Conditioning

Heating and Air Conditioning Systems

Heating and Air Systems

Heating and Cooling Equipment

Heating and Plumbing

Heating and Plumbing Supplies

Heating and Ventilation Contractor

Heating Appliance Limit Controls

Heating Boilers

Heating Consultant

Heating Contractor

Heating Cooling and Air Quality

Heating Duct Work

Heating Elements

Heating Engineer

Heating Equipment

Heating Equipment Installation

Heating Furnace

Heating Mantles

Heating Oil Burners

Heating Oils

Heating Pads

Heating Regulators

Heating Repairs

Heating Services

Heating Stoves

Heating System Repairs

Heating Systems

Heating Thermostats

Heating Unit Service

Heating Units

Heating Valves

Heavy Construction

Heavy Construction Equipment Rental

Heavy Cream

Heavy Duty Engine Fan Flexes

Heavy Equipment

Heavy Equipment Hire

Heavy Equipment Movers

Heavy Equipment Repair Service

Heavy Gauge Polythene

Heavy Gauge Wire

Heavy Machinery

Heavy Machinery Maintenance Service

Heavy Machinery Repair Service

Heavy Punching Bags

Heavy-Duty Staplers

Heavy-Duty Thermal Clutches

Hedge Clippers and Shears

Hedge Funds

Hedge Laying

Hedge Trimmers


Heel Cushions and Cups

Heeled Combat Boots

Height Gauges

Helena Blog

Helical Threaded Inserts

Helicopter Model Kits


Helium Gas Service

Hello Kitty Cakes

Help Desk Services

Help Desk Software

Help Lines


Hemp Bags

Hemp Clothing

Hemp Farm

Hemp Ropes

Hemp Seeds

Hemp Spun Yarns

Hemstitching Contractor

Henderson Blog

Henna Body Paint

Henna Designs

Henna Hand Designs

Henna Tattoo Designs

HEPA Filter Air Purifiers

Heraldic Crafts

Herb and Spice Mills

Herb Farm

Herb Grower

Herb Plants and Seeds

Herb Store


Herbal Energy Products

Herbal Incense

Herbal Medicine

Herbal Menopause Treatment

Herbal Store

Herbal Supplements

Herbal Sweeteners

Herbal Tea

Herbal Tea Beverages

Herbal Teas

Herbal Treatments




Herbs and Spices

Herbs Spices and Seasonings

Hereford Blog

Herping Blog

Hertha BSC Fansite

Herzog Zwei Fansite

Hewlett Packard Computer Parts

Hex and Machine Screw Nuts

Hex Bolts

Hex Keys

Hex Nose Spring Plungers

Hex Threading Dies

Hex-Shank Drill Bits

HI Blog

Hi Pressure Side Switches

Hi Protein Baby Food Cereals

Hi Viz Jackets

Hialeah Blog

Hibiscus Tea

Hickory Nuts

HID and HID Car Lighting Kits

HID Lamps

Hidden Security Cameras

Hi-Fi and HT Cabinets

High and Low Blower Relays

High Blower Relays

High Chairs

High Classical Music Blog

High Frequency Welding

High Fructose Corn Syrup

High Heel Shoes

High Intensity Discharge Bulbs

High Intensity Lamp Bulbs

High Mount Stop Light Assemblies

High Performance Exhausts

High Point Blog

High Pressure Oil Pumps

High School

High School Math Tutors

High School Yearbook Publisher

High Speed Cable Modems

High Speed Cables

High Speed Industrial Drives

High Speed Internet

High Speed Internet Cables

High Speed Internet Connection

High Speed Internet Provider

High Speed Internet Security

High Speed Internet Service

High Speed Internet VOIP Provider

High Temperature Caulk

High Temperature Paint

High Temperature Tape

High Top Basketball Shoes

High Waisted Jeans

High Waisted Shorts

Highball Glasses

Highchairs and Booster Seats

Higher Alcohol Beer

Highlighter Tape

Highliner Art Paint Brushes

High-Speed Centrifuge Lab Tubes

Highway Paving

Highway Pothole Filling

Highway Repairs

Highway Sign Erection

Highway Signs

Highway Snow Clearing

Highway Surfacing

Hi-Hat Cymbals

Hiking Backpacking Packs

Hiking Backpacks and Bags

Hiking Blog

Hiking Boots

Hiking Clothing

Hiking Daypacks

Hiking Daypacks and Casual Bags

Hiking Dog Packs

Hiking Footwear and Accessories

Hiking Hydration Products

Hiking Pants

Hiking Shoes

Hiking Waist Packs

Hiking Water Filters

Hi-Low Pressure Switches

Hinged Interior Hollow Core Doors

Hinged Interior Solid Core Doors


Hi-NRG Music Blog

Hip Hop Dance Studio

Hip Hop Fansite

Hip Hop Jewellery

Hip Hop Jewellery

Hip Replacement Recovery Kits

Hip Scarves

Hip-Hop Music Blog

Hipster Clothing

Hispanic Kitchen Wear

Historical Memorabilia

History Learning Aids

History Software

Hitch Accessories

Hitch Pins

Hitchhiking Website

HIV AIDS Support Service

HIV Test Kits

HIV Testing

Ho Chi Minh City Blog

Hobart Blog


Hobbing Cutters

Hobby and Craft Supply

Hobby and Model Store

Hobby Building Tools and Hardware

Hobby Coin Collecting Products

Hobby Display Cases

Hobby Display Cases and Stands

Hobby Pre-Built and Die Cast Models

Hobby RC Aeroplanes

Hobby RC Aeroplanes

Hobby RC Cars

Hobby RC Crawlers

Hobby RC Helicopters

Hobby RC Tanks

Hobby RC Trucks

Hobby RC Vehicles

Hobby RC Vehicles and Parts

Hobby Stamp Collecting Products

Hobby Store

Hobby Tool Glues

Hobby Tool Magnifiers

Hobby Tool Painting Tools

Hobby Tool Paints

Hobby Tool Sets

Hobby Toy and Game Store

Hobby Train Accessories

Hobby Train Buildings

Hobby Train Cars

Hobby Train Control Supplies

Hobby Train Figures

Hobby Train Freight Cars

Hobby Train Locomotives

Hobby Train Passenger Cars

Hobby Train Scenery

Hobby Train Sets

Hobby Train Signals and Lights

Hobby Train Tracks

Hobby Train Vehicles

Hobby Trains and Accessories


Hobbyists Supply


Hockey Apparel

Hockey Equipment

Hockey Fansite

Hockey Gear

Hockey Helmets

Hockey Jerseys

Hockey Protectors

Hockey Pucks

Hockey Skates

Hockey Stick Replacement Blades

Hockey Sticks

Hog Farm

Hog Feedlots

Hog Roast Catering


Hogsheads Coopered Wood

Hoisin Sauce

Hoist Accessories

Hoist Rings

Hoisting and Rigging Service


Hoists and Accessories

Hold Down Clamps

Hold Down Latches

Holdup Signalling Devices

Hole Enlarging Drill Bits

Hole Gauges

Hole Punch and Stapler Combos

Hole Punches

Hole Saw Arbours

Hole Saw Sets and Kits

Hole Saws

Hole Saws and Accessories

Holiday Accommodation

Holiday and Seasonal Collectibles

Holiday and Seasonal Decor

Holiday Candles

Holiday Caravan Park

Holiday Cottage Letting

Holiday Cottages

Holiday Decoration Store

Holiday Gift Bags

Holiday Gift Baskets

Holiday Gifts

Holiday Lawn Decorations

Holiday Music Blog

Holiday Ornaments

Holiday Park

Holiday Party Supplies

Holiday Picture Frames

Holiday Storage

Holistic Healing

Holistic Medicine

Holistic Practitioner

Holistic Spa

Hollandaise Sauce

Hollow and Semi-Hollow Guitars

Hollow-Wall Anchors

Hollywood Blog

Hollywood Undead Fansite



Home AC Systems

Home Accents

Home Accessories

Home Air Duct Cleaning

Home Air Ionisers

Home Air Ionisers

Home Air Purifier Parts

Home Air Purifiers

Home Alarm Security Systems

Home Alarm System Monitoring

Home Alarms

Home Alcohol Tests

Home Amplifiers

Home and Garden Blog

Home and Garden Craft Store

Home and Garden Decorations

Home and Garden Furniture

Home and Garden Store

Home and Hearth Blog

Home and Hobbies Software

Home and Interior Design

Home and Kitchen

Home and Landscape Design

Home and Pet Sitting

Home Appliance Repair Service

Home Appliances

Home Appraisal Service

Home Arts and Crafts

Home Arts and Crafts Blog

Home Ashtrays

Home Audio and Theatre Products

Home Audio and Theatre Products

Home Audio and Theatre Recorders

Home Audio and Theatre Recorders

Home Audio Crossovers

Home Audio Parts and Accessories

Home Audio Receivers and Amplifiers

Home Audio Sound Bar Speakers

Home Audio Speakers

Home Audio Subwoofers

Home Audio Systems

Home Automation

Home Automation Controllers

Home Automation Devices

Home Automation Lighting

Home Automation Modules

Home Automation Service

Home Automation Systems

Home Awnings

Home Bar Furniture

Home Base Internet Business Service

Home Based MLM Business

Home Beer Brewing

Home Blood Sugar Tests

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Once you have our Business Plan

You can get your Business financed properly.

U.K. Businesses

Get the right look for your Business

And start telling everyone about your Business

The Legal and Tax Aspects

There are many legal forms for your new business to take. You can be an unincorporated business and report your income for tax purposes.You can form your business as a Limited Liability Company, which has many of the best tax characteristics of a Corporation and a partnership. Which should you choose? In general terms, you want the income of the business to pass through to you and be taxed on your personal return. This is generally true for most small businesses. If you are unincorporated, this happens automatically, but being unincorporated is generally not the best idea from a legal standpoint.

When you’re in business, you open yourself up to claims and risks that you don’t have as an employee. Your customers or vendors might sue you. Your bank might sue you. Competitors may issue claims against you for copyright infringement or any number of other things. You want to insulate yourself against these extra risks so that third parties can come after your business but not your house or other personal assets. Being unincorporated doesn’t help you. Organizing your business as a partnership doesn’t help you because you remain personally liable. So you want to be a Limited Liability Company. Since we have established we want to pay taxes at the individual level, you can still be self-employed working for a business you actually own.

Why then, are we saying it’s better to report the income of the business on your personal return rather than on a business return? Because if the income is reported at the corporate level, you will end up being taxed twice on the profits: once at the corporate level and again as a dividend when you take your profits out of the corporation. The company does not get a deduction for dividends paid to its shareholders. To avoid the double taxation, you would have to be careful to pay yourself a salary each year equal to the full profits of the corporation. This can get tricky since you won’t always know the taxable income of the corporation before year-end.

Now that you’re legal and ready to roll, you need a plan. I don’t mean a plan you carry in your head, ideas you’ve had over the years in bits and pieces. I mean a solid, written plan that lays out all the details about your business. Describe your business, your products, your competition, your advantages, your target market, demographic information, your marketing plan, your management team, strategic alliances you have with other companies and your financial forecasts. Do not cut this process short! By doing the research necessary to complete these steps you may find out that your business cannot make it as you had originally planned. You might discover changes you have to make. You will improve your chances of success.

You might ask if you can use one of the many software packages on the market for producing your business plan. It depends on what you’re using the plan for. If your plan is only for you to use internally, they are fine. If you want to go after venture capital or bank financing, forget them! Your business plan will look just like a thousand others they’ve seen and will be lost in the clutter. To obtain financing you want to create a distinctive business and marketing plan that stands out from the rest and doesn’t look like it was created via the cookie-cutter approach. Resolve to do it yourself from scratch or hire professionals to do it for you with your input. If you hire professionals, be prepared to participate heavily in the process since it is your business and you presumably know more about the business than your consultants will. Another benefit to using consultants is that they represent a sounding board for your ideas. If you can’t afford them, do the plan yourself and use your friends and trusted business associates as your sounding board.

Your business is now organized and properly authorized to do business in your locality. You now need to consider how to monitor and account for your daily business transactions. Too many businesses make the mistake of running their enterprise by guesswork. Accounting tasks are rarely anyone’s idea of fun, nor are they considered important relative to the other daily tasks of running a business. But you need to fight this idea if that’s the way you think. Just as you wouldn’t spend thousands of pounds a year without some method of tracking the results of your efforts, you can’t run your business without some method of tracking your daily results. Your bank account will not provide you with the information you need. I won’t get into a long discourse about the differences in accrual and cash accounting, but there are a few things you need to understand.

Let’s say you make sales of £2,500 on account on the last day of your first month in business and these were your very first sales. You won’t receive the cash for several days. Did you have any sales for your first month? On the cash basis of accounting, you didn’t. On the accrual basis of accounting, you did. Which is correct?

On the other side of the coin, you purchased £2,000 of office supplies on the last day of the month but didn’t use any of them during the day. This was the only expense you had during the month. Did you have any expenses for your first month in business? On the cash basis of accounting, you did. On the accrual basis of accounting, you didn’t. Which is correct?

On the cash basis of accounting you report income when received in cash and expenses when paid in cash. There are some exceptions, however, such as inventory purchases, which must still be accounted for as inventory rather than an expense. On the accrual basis of accounting you report income when earned and expenses when incurred.

So back to our question; which is correct? If you ever need audited financial statements, your financial statements will have to be prepared on the accrual basis of accounting because it more clearly reflects income. If you need to present your financial statements to third parties, you should have them prepared on the accrual basis. If you want to manage your business using financial data that is meaningful, you need to have accrual basis financial statements.

You’re probably protesting that you’d need to be an accountant to do this! Well, you should have an accountant for a variety of reasons, but you don’t have to have one to keep your books on the accrual basis. It’s simple. Get a software package to do the work for you. An accounting software package does not simply give you an input screen into which to put accounting transactions. It will give you software that will allow you to input your business transactions and will automatically create your books and records for you. For example, you use a sales order entry screen to enter your sales information; the accounting system will make the proper entries for you. By entering the sales order information, you’re also getting the ability to print professional looking sales orders, track sales orders, convert the sales orders into invoices, record the invoices as receivables, and apply cash receipts to those receivables. These are all tools you need anyway to manage your business properly. The accounting for the transactions happens behind the scenes automatically. The same thing happens with your payables, your payroll, your job costing, or whatever other functions you require. Granted, you may need some help in setting up your system to make all this occur seamlessly, but once that’s done, you won’t have to worry about it anymore. Anytime a third party needs your financial statements, you simply print them out. You’ll have tools to help you know where you stand financially, what your receivables are, what your payables are, what the status of your orders are, what you have in inventory and so forth.

You might be a great potential entrepreneur but you still need to spell out exactly what it is you plan to do, who needs it, and how it will make money. A good starting point is to look around and see if anyone is dissatisfied with their present suppliers. Unhappy customers are fertile ground for new businesses to work in.

One dissatisfied customer is not enough to start a business for. Check out and make sure that unhappiness is reasonably widespread, as that will give you a feel for how many customers might be prepared to defect. Once you have an idea of the size of the potential market you can quickly see if your business idea is a money making proposition.

The easiest way to fill an endurable need is to tap into one or more of these triggers:

  • Cost reduction and economy. Anything that saves customers money is always an attractive proposition. Lastminute.com’s appeal is that it acts as a ‘warehouse’ for unsold hotel rooms and airline tickets that you can have at a heavy discount.

  • Anything that offers the prospect of making exceptional returns is always a winner. Competitors’ Companion, a magazine aimed at helping anyone become a regular competition winner, was an immediate success. The proposition was simple. Subscribe and you get your money back if you don’t win a competition prize worth at least your subscription. The magazine provided details of every competition being run that week, details of how to enter, the factual answers to all the questions and pointers on how to answer any tiebreakers. They also provided the inspiration to ensure success with this sentence: You have to enter competitions in order to have a chance of winning them.

  • Niche markets. Big markets are usually the habitat of big business – encroach on their territory at your peril. New businesses thrive in markets that are too small to even be an appetite wetter to established firms. These market niches are often easy prey to new entrants as they have usually been neglected, ignored or ill-served in the past.

  • Differentiation. Consumers can be a pretty fickle bunch. Just dangle something, faster, brighter or just plain newer and you can usually grab
    their attention. Your difference doesn’t have to be profound or even high-tech to capture a slice of the market. Book buyers rushed in droves
    to Waterstones’ for no more profound a reason than that their doors remained open in the evenings and on Sundays, when most other established bookshops were firmly closed.

Now you have the day to day details of running your business so how do you keep going?

There are several things to look at here:

  • What are you good at and what do you enjoy doing? Make two lists - one of the jobs you like and one of the jobs you don't do very well. Take the second list and have a look at what you might outsource or automate. Do you love doing those accounts or would your time be better spent in forward planning while your accountant does the sums? Must you personally reply to every enquiry or could you create a FAQ which you can post on your website and refer people to by autoresponder? In the early stages of your business you might find you don't have the money to pay someone to do the jobs you hate. Could you swap skills to get the help you need?

  • Why are you doing this? You need to be motivated to start a business and keep it going. The best way to do this is to know what the effort is for. What really moves you to get up in the morning and do what you need to do even when you don't really feel like it? Write your reasons down. Find pictures of that house, or that holiday and put them where you can see them.

  • How do you deal with those bumps in the road? Not everything you do will be perfect - sometimes things you've tried will be a disaster - it's the way you react to problems that matters. If you curl up in a ball and give up at the first sign of failure you'd better not be in business. It's all about attitude.

  • Have a plan and stick to it as far as possible but be prepared to be flexible and open minded. Sometimes the most unexpected opportunities come and you need to be ready to seize them. - as Joe Vitale says 'Money likes speed'.

  • Get a mentor - learn from someone who has done it. Someone to bounce ideas off and who can encourage you when things get tough is invaluable.

And most importantly, never let anyone put you down and never be afraid of failure:

"It is not the critic who counts, not the man who points out how the strong man stumbled, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena; whose face is marred by dust and sweat and blood; who strives valiantly; who errs and comes short again and again; who knows the great enthusiasms, the great devotions, and spends himself in a worthy cause; who at the best, knows in the end the triumph of high achievement; and who, at worst, if he fails at least fails while daring greatly, so that his place shall never be with those cold and timid souls who know neither victory nor defeat" - Theodore Roosevelt.

A Great British Business did not just happen - It was planned that way.